21028 Zip Code Population and Demographics

In this article, we'll explore the population statistics for the zip code 21028, including popular demographics data like median age, number of households, household income, gender, employment and unemployment rates, occupations, religion, and more.

21028 is a zip code in Harford County, Maryland, which covers District 2, Halls Cross Roads, District 3, and Bel Air, with a total population of 2,562 people.

We are using the latest American Community Survey (ACS) 5-Year survey data from the US Census Bureau, which is accurate up to 2021.

Table of Contents

Population

There is a lot of data that lets us see how many people live in the 21028 zip code. The most basic data is the total population, which is the total number of people living in 21028.

The estimated population of people living in 21028 is 2,562, with a median age of 49.9.

We can look back at data from previous years to see how the population in the 21028 area has changed over the last 5 years.

Year Population Change 5-Year Change
2021
2,562
 -1.8% -11.47%
2020
2,609
 -6.25% -
2019
2,783
 -7.88% -
2018
3,021
+4.39%
-
2017
2,894
 - -

Population of 21028 by Race and Ethnicity

How much has the race and ethnicity of the population in the 21028 zip code changed? The US Census Bureau gives us a few defined types that the population is broken down into.

Let's look at the total numbers and also the change over the last 5 years.

Race 2021 2017 Change
White
88.1%
88.5%
 -0.45%
Black/African American
1.2%
2.9%
 -58.62%
Native
0%
0%
 0.00%
Hispanic
5.5%
2.5%
 +120.00%
Asian
3%
4.3%
 -30.23%
Hawaiian/Pacific Islander
0%
0%
 0.00%
Two Or More Races
2.2%
1.9%
 +15.79%
Other
0%
0%
 0.00%

This data can be very important for anybody studying the 21028 zip for a number of reasons, including social and economic research, planning and development, and marketing to a multi-cultural population.

Note that the Native group includes both Native American and Alaskan Native people.

Population of 21028 by Age and Gender

We can also monitor the change of the age and gender in the 21028 zip code to track track trends in the population over time.

We can see how the population in 21028 has changed over the last 5 years by median age as a total, and also by male and female.

Year Total Male Female
2021 49.9 -1.96% 49.5 +1.43% 50.3 -6.85%
2020 50.9 +2.62% 48.8 +0.41% 54 +6.72%
2019 49.6 -0.2% 48.6 -0.61% 50.6 +0.8%
2018 49.7 +1.02% 48.9 +0.82% 50.2 +1.21%
2017 49.2 - 48.5 - 49.6 -

The median age of the 21028 zip gives you an idea of the age distribution, with half of the population being older than the median age and half being younger.

This can then be used to infer and compare against birth rates, parent ages, and more metrics to understand the population. For example, an increasing median age indicates an aging population in the 21028 area, which can be a sign of a declining population in terms of birth rates and workforce participation.

Age 2021 2017
(Years) Male Female Male Female
0 to 9 123 +18.77% 93 -14.12% 134 55
10 to 19 225 -70.75% 147 +34.79% 94 202
20 to 29 169 17.25% 151 -10.46% 149 128
30 to 39 80 +49.28% 116 4.57% 126 116
40 to 49 185 -29.26% 209 -30.72% 134 146
50 to 59 266 -15.28% 270 -24.96% 218 206
60 to 69 219 -7.37% 175 +41.49% 201 249
70+ 233 -16.68% 233 -7.68% 193 211

Median Household Income

The latest median household income for the 21028 zip code is $108,821.00.

In simple terms, the median income is the middle income of a group of people. Half of the people in the group make more than the median income, and half make less.

The median income is a good indicator of the overall income of a group of people, and can be used to compare against other metrics such as the average income, per capita income, and more.

Median Income by Age

We can also look at the median income by age to see how the median income varies by age, and how it compares to the overall median income for 21028.

  • Under 25
    $0.00
  • 25 to 44
    $131,000.00
  • 45 to 64
    $123,000.00
  • 65 and over
    $74,650.00

Average Household Income

Whenever we ask what is the average household income in the 21028 zip code, we are actually talking about the mean household income.

This is calculated by adding up all the incomes of all the households in 21028, and then dividing that number by the total number of households.

This is a good way to get a general idea of the average income of a group of people, but it can be skewed by a very high or very low incomes.

The average household income of 21028 is currently $134,444.00.

In terms of accurately summarizing income at a geographic level, the median income is a better metric than the average income because it isn't affected by a small number of very high or very low incomes.

If you had an area where the average income was greater than the median, it can mean that there is significant income inequality, with income being concentrated in a small number of wealthy households.

22.28% of households in 21028 are classed as high income households (making $200,000+ per year).

Household Income Tiers

The US Census Bureau divides households into income tiers based on the median income for the area. This is a good way to compare the income of 21028 against other zip codes.

  • Less than $24,999
    4.56%
  • $25,000 to $49,999
    19.17%
  • $50,000 to $74,999
    9.84%
  • $75,000 to $99,999
    10.57%
  • $100,000 to $149,999
    25.91%
  • $150,000 to $199,999
    7.67%
  • $200,000 or more
    22.28%

Per Capita Income

The per capita income in 21028 is $54,228.00.

Per capita income is the average income of a person in a given area. It is calculated by dividing the total income of 21028 by the total population of 21028.

This is different from the average or mean income because it includes and accounts for all people living in the 21028 area, including people like children, the elderly, unemployed people, retired people, and more.

Education Levels

We can also look at the education levels in 21028 to see how many people have a high school degree, a bachelor's degree, or a graduate degree.

Educational attainment is a good indicator of the overall education level of a population, and can be used to compare against other metrics such as the average income, per capita income, and more to see how education levels affect income, unemployment rates, and more.

  • Master's degree or higher
    25.21%
  • Bachelor's degree
    34.41%
  • Some college or associate's degree
    5.68%
  • High school diploma or equivalent
    32.98%
  • Less than high school diploma
    1.72%

Employment

Employment rates are all based around the total population in 21028 that are over the age of 16.

Currently, the total population of the 21028 zip over the age of 16 is 2,163.

Of those people, a total of 57.10% are working or actively looking for work. This is called the labor force participation rate.

The participation rate is a useful market measure because it shows the relative amount of labor resources available to the economy.

The employment to total population rate in 21028 is 55.60%.

Employment by Age

We can look at the employment rates by age to see how it compares to the overall employment rate. Here's how that breaks down for the 21028 zip code.

Age Population Participation Unemployment Rate
16 to 19 years 86 30.20% 19.20%
20 to 24 years 186 69.90% 5.40%
25 to 29 years 91 45.10% 0.00%
30 to 34 years 92 67.40% 14.50%
35 to 44 years 247 84.20% 0.00%
45 to 54 years 388 86.60% 0.00%
55 to 59 years 219 73.10% 0.00%
60 to 64 years 191 50.80% 0.00%
65 to 74 years 368 37.80% 0.00%
75 years and over 295 12.50% 0.00%

Employment by Race

Another very interesting employment statistic we can look at is the employment and unemployment rates by race in 21028. The table below shows the rates for each of the ethnicity groups types defined by the US Census Bureau (which we mentioned earlier in this article).

Age Population Participation Unemployment Rate
White 1,956 57.40% 1.90%
Black or African American 30 30.00% 0.00%
American Indian and Alaska Native 0 0.00% 0.00%
Asian 62 72.60% 0.00%
Native Hawaiian and Other Pacific Islander 0 0.00% 0.00%
Other 0 0.00% 0.00%
Two or more races 115 51.30% 0.00%
Hispanic or Latino 123 33.30% 0.00%
Not Hispanic or Latino 1,896 57.80% 1.90%

Occupations

In this section we can look at the most common occupations for people living in the 21028 area as well as the gender breakdown and earnings of them.

The total population of civilian employees that are 16 years old or older in 21028 is 1,202, with median earnings of $60,577.00.

Women in 21028 are earning approximately 54.70% of the men's earnings.

Population Earnings
Total 1,202 $60,577.00
Male 704 $85,156.00
Female 498 $46,579.00

Occupations by Category

In the table below, we can break down the population and earnings for 21028 even further by occupation. The list of occupation categories below will show you how many people are employed in each category and the median earnings of each profession.

Occupation Employed Earnings
Management 143 $137,917.00
Business and Financial 64 $96,250.00
Computer and Mathematical 79 $146,250.00
Architecture and Engineering 60 $106,429.00
Life, Physical, and Social Science 56 $158,784.00
Community and Social Service 24 $0.00
Legal 0 $0.00
Educational and Library 81 $56,042.00
Arts, Design, Entertainment, Sports, and Media 18 $56,000.00
Healthcare Practitioners 69 $65,938.00
Healthcare Support 0 $0.00
Firefighters and Protective Service 30 $46,250.00
Law Enforcement 32 $0.00
Food Preparation and Serving 29 $0.00
Building and Grounds Cleaning 47 $11,350.00
Personal Care and Service 32 $7,083.00
Sales 84 $32,500.00
Office and Administrative Support 83 $37,760.00
Farming, Fishing, and Forestry 0 $0.00
Construction and Extraction 78 $35,500.00
Installation, Maintenance, and Repair 35 $47,750.00
Production 102 $58,438.00
Transportation and Material Moving 20 $42,000.00

Occupations by Gender

Now we can also look at the occupations by category for 21028 when it is broken down by male and female.

This lets us see how many male and females work in each occupation, the median earnings, and the male to female ratio of earnings for 21028.

That last metric is important because it can be used to look at the gender pay gap between men and women.

Occupation Male Female
Population Earnings Population Earnings
Management 103 $139,583.00 40 $101,786.00
Business and Financial 34 $140,962.00 30 $54,219.00
Computer and Mathematical 72 $150,714.00 7 $0.00
Architecture and Engineering 60 $106,429.00 0 $0.00
Life, Physical, and Social Science 16 $149,500.00 40 $0.00
Community and Social Service 0 $0.00 24 $0.00
Legal 0 $0.00 0 $0.00
Educational and Library 12 $0.00 69 $56,875.00
Arts, Design, Entertainment, Sports, and Media 14 $57,000.00 4 $0.00
Healthcare Practitioners 31 $165,917.00 38 $63,000.00
Healthcare Support 0 $0.00 0 $0.00
Firefighters and Protective Service 16 $0.00 14 $0.00
Law Enforcement 32 $0.00 0 $0.00
Food Preparation and Serving 6 $0.00 23 $0.00
Building and Grounds Cleaning 47 $11,350.00 0 $0.00
Personal Care and Service 6 $0.00 26 $20,625.00
Sales 40 $66,500.00 44 $31,667.00
Office and Administrative Support 5 $0.00 78 $38,021.00
Farming, Fishing, and Forestry 0 $0.00 0 $0.00
Construction and Extraction 78 $35,500.00 0 $0.00
Installation, Maintenance, and Repair 35 $47,750.00 0 $0.00
Production 59 $77,552.00 43 $48,125.00
Transportation and Material Moving 20 $42,000.00 0 $0.00

Households and Family Size

A household is defined by the US Census Bureau as a group of people who occupy a housing unit. A housing unit is a house, apartment, mobile home, group of rooms, or single room occupied as separate living quarters.

There are currently 965 households in 21028, with an average household size of 2.65 people.

A family is defined as a group of two or more people related by birth, marriage, or adoption who live together in the same household.

There are 730 families living in the 21028 zip code with an average family size of 3.13 people.

Households by Marital Status

The four categories of household by marital status are:

  • Married-couple family
  • Male householder with no spouse present
  • Female household with no spouse present
  • Nonfamily household

The table below shows the total number of households and families, with the average sizes of each, that live in 21028:

Married Male Female Nonfamily
Total Households 704 5 21 235
Average Household Size 3.2 1.6 2.81 1.03
Total Families 704 5 21 0
Average Household Size 3.15 1.6 2.81 0

Poverty

Of the 730 families living in 21028, 0.80% are considered to be below the poverty threshold.

The table below shows the latest poverty thresholds in 21028:

Household Size Poverty Threshold
1 Person $14,580.00
2 People $19,720.00
3 People $24,860.00
4 People $30,000.00
5 People $35,140.00
6 People $40,280.00
7 People $45,420.00
8 People $50,560.00

Housing

There are 1,077 housing units in 21028.

The table below shows the split between occupied and vacant units:

Total Percentage
Occupied 965 89.60%
Vacant 112 10.40%

11.61% of the total 1,077 housing units in 21028 are rental units. This is approximately 125 properties.

For owner-occupied housing units, a total of 827 are occupied by the owner - or 76.79% of the total.

Rental Rates

The median rent for a property in 21028 is $1,632.00.

In the chart below, we can look at the number of rental properties in 21028 that fall into a particular rent range. These can then be used to compare with other areas, or to see how they have changed over time.

  • No rent paid
    13
  • Less than $500
    0
  • $500 to $999
    14
  • $1,000 to $1,499
    35
  • $1,500 to $1,999
    51
  • $2,000 to $2,499
    25
  • $2,500 to $2,999
    0
  • $3,000 or more
    0

Property Value

The median value of a property in 21028 is $396,800.00.

Just like with rental rates, we can look at the number of properties in 21028 that fall into a particular value range.

  • Less than $50,000
    7
  • $50,000 to $99,999
    37
  • $100,000 to $149,999
    33
  • $150,000 to $199,999
    24
  • $200,000 to $299,999
    85
  • $300,000 to $499,999
    399
  • $500,000 to $999,999
    231
  • $1,000,000 or more
    11

Property Age

We can also look at the age of properties in 21028. The chart below shows the number of properties in 21028 that fall into a particular age range.

  • 1939 or earlier
    52
  • 1940 to 1949
    8
  • 1950 to 1959
    197
  • 1960 to 1969
    193
  • 1970 to 1979
    237
  • 1980 to 1989
    163
  • 1990 to 1999
    110
  • 2000 to 2009
    109
  • 2010 to 2013
    8
  • 2014 or later
    0

Vehicles per Household

The number of vehicles available per household can be a good indicator of the level of affluence in an area. The chart below shows the number of households in 21028 that have a particular number of vehicles available.

  • No vehicles available
    21
  • 1 vehicle available
    155
  • 2 vehicles available
    419
  • 3 or more vehicles available
    370

Commuting to Work

In this section, we can also look at how people in 21028 get to work. The chart below shows the number of people in 21028 that commute to work in a particular way.

28.8 minutes is the average travel time to work for people in 21028.

These commute times can be compared to other date like income and educational levels to see how they relate to each other and if there are any trends in the data that might suggest a correlation.

  • Less than 5 minutes
    14
  • 5 to 9 minutes
    26
  • 10 to 14 minutes
    71
  • 15 to 19 minutes
    157
  • 20 to 24 minutes
    259
  • 25 to 29 minutes
    68
  • 30 to 34 minutes
    188
  • 35 to 39 minutes
    34
  • 40 to 44 minutes
    25
  • 45 to 59 minutes
    143
  • 60 to 89 minutes
    50
  • 90 or more minutes
    22

Summary

We've covered a LOT of demographic and population data for 21028 in this article! Hopefully you have found it very useful in your research of the area.

If you use any of the data found on this page, please consider linking back to USPopulation.org as the source and if you have any feedback or data requests, click here to contact us.

States in 21028

If you want to see how the population and demographics of 21028 compare to other zip codes in Maryland, check out the list of all Maryland zip codes below: