95540 Zip Code Population and Demographics

In this article, we'll explore the population statistics for the zip code 95540, including popular demographics data like median age, number of households, household income, gender, employment and unemployment rates, occupations, religion, and more.

95540 is a zip code in Humboldt County, California, which covers Fortuna CCD and Garberville, with a total population of 14,989 people.

We are using the latest American Community Survey (ACS) 5-Year survey data from the US Census Bureau, which is accurate up to 2021.

Table of Contents

Population

There is a lot of data that lets us see how many people live in the 95540 zip code. The most basic data is the total population, which is the total number of people living in 95540.

The estimated population of people living in 95540 is 14,989, with a median age of 39.2.

We can look back at data from previous years to see how the population in the 95540 area has changed over the last 5 years.

Year Population Change 5-Year Change
2021
14,989
+4.7%
+7.06%
2020
14,316
+0.85%
-
2019
14,196
 -0.76% -
2018
14,305
+2.17%
-
2017
14,001
 - -

Population of 95540 by Race and Ethnicity

How much has the race and ethnicity of the population in the 95540 zip code changed? The US Census Bureau gives us a few defined types that the population is broken down into.

Let's look at the total numbers and also the change over the last 5 years.

Race 2021 2017 Change
White
72%
75.9%
 -5.14%
Black/African American
0.6%
0.4%
 +50.00%
Native
1.7%
1.9%
 -10.53%
Hispanic
19.5%
17.2%
 +13.37%
Asian
1.3%
0.6%
 +116.67%
Hawaiian/Pacific Islander
0.2%
0.3%
 -33.33%
Two Or More Races
4.5%
3.5%
 +28.57%
Other
0.2%
0%
 0.00%

This data can be very important for anybody studying the 95540 zip for a number of reasons, including social and economic research, planning and development, and marketing to a multi-cultural population.

Note that the Native group includes both Native American and Alaskan Native people.

Population of 95540 by Age and Gender

We can also monitor the change of the age and gender in the 95540 zip code to track track trends in the population over time.

We can see how the population in 95540 has changed over the last 5 years by median age as a total, and also by male and female.

Year Total Male Female
2021 39.2 +0.26% 36.9 +4.53% 40.3 -4.05%
2020 39.1 -2.49% 35.3 -5.61% 42 -0.94%
2019 40.1 +1.01% 37.4 -4.83% 42.4 +5.21%
2018 39.7 +0.51% 39.3 +4.52% 40.3 -2.42%
2017 39.5 - 37.6 - 41.3 -

The median age of the 95540 zip gives you an idea of the age distribution, with half of the population being older than the median age and half being younger.

This can then be used to infer and compare against birth rates, parent ages, and more metrics to understand the population. For example, an increasing median age indicates an aging population in the 95540 area, which can be a sign of a declining population in terms of birth rates and workforce participation.

Age 2021 2017
(Years) Male Female Male Female
0 to 9 811 +8.12% 931 +22.02% 868 1,088
10 to 19 907 -1.03% 1,067 +11.63% 891 1,168
20 to 29 929 +27.29% 664 +31.15% 1,201 871
30 to 39 930 -14.14% 885 -16.51% 794 747
40 to 49 705 +21.23% 985 +9.33% 834 1,075
50 to 59 1,039 +3.55% 984 +6.66% 1,064 1,048
60 to 69 663 +31.38% 734 +18.97% 896 874
70+ 709 -9.61% 1,058 -10.42% 633 937

Median Household Income

The latest median household income for the 95540 zip code is $54,020.00.

In simple terms, the median income is the middle income of a group of people. Half of the people in the group make more than the median income, and half make less.

The median income is a good indicator of the overall income of a group of people, and can be used to compare against other metrics such as the average income, per capita income, and more.

Median Income by Age

We can also look at the median income by age to see how the median income varies by age, and how it compares to the overall median income for 95540.

  • Under 25
    $27,080.00
  • 25 to 44
    $63,042.00
  • 45 to 64
    $56,141.00
  • 65 and over
    $45,000.00

Average Household Income

Whenever we ask what is the average household income in the 95540 zip code, we are actually talking about the mean household income.

This is calculated by adding up all the incomes of all the households in 95540, and then dividing that number by the total number of households.

This is a good way to get a general idea of the average income of a group of people, but it can be skewed by a very high or very low incomes.

The average household income of 95540 is currently $73,444.00.

In terms of accurately summarizing income at a geographic level, the median income is a better metric than the average income because it isn't affected by a small number of very high or very low incomes.

If you had an area where the average income was greater than the median, it can mean that there is significant income inequality, with income being concentrated in a small number of wealthy households.

4.36% of households in 95540 are classed as high income households (making $200,000+ per year).

Household Income Tiers

The US Census Bureau divides households into income tiers based on the median income for the area. This is a good way to compare the income of 95540 against other zip codes.

  • Less than $24,999
    22.86%
  • $25,000 to $49,999
    22.72%
  • $50,000 to $74,999
    17.49%
  • $75,000 to $99,999
    15.57%
  • $100,000 to $149,999
    12.15%
  • $150,000 to $199,999
    4.84%
  • $200,000 or more
    4.36%

Per Capita Income

The per capita income in 95540 is $29,112.00.

Per capita income is the average income of a person in a given area. It is calculated by dividing the total income of 95540 by the total population of 95540.

This is different from the average or mean income because it includes and accounts for all people living in the 95540 area, including people like children, the elderly, unemployed people, retired people, and more.

Education Levels

We can also look at the education levels in 95540 to see how many people have a high school degree, a bachelor's degree, or a graduate degree.

Educational attainment is a good indicator of the overall education level of a population, and can be used to compare against other metrics such as the average income, per capita income, and more to see how education levels affect income, unemployment rates, and more.

  • Master's degree or higher
    5.58%
  • Bachelor's degree
    27.31%
  • Some college or associate's degree
    22.59%
  • High school diploma or equivalent
    43.05%
  • Less than high school diploma
    1.47%

Employment

Employment rates are all based around the total population in 95540 that are over the age of 16.

Currently, the total population of the 95540 zip over the age of 16 is 12,073.

Of those people, a total of 58.30% are working or actively looking for work. This is called the labor force participation rate.

The participation rate is a useful market measure because it shows the relative amount of labor resources available to the economy.

The employment to total population rate in 95540 is 53.90%.

Employment by Age

We can look at the employment rates by age to see how it compares to the overall employment rate. Here's how that breaks down for the 95540 zip code.

Age Population Participation Unemployment Rate
16 to 19 years 1,099 42.30% 32.00%
20 to 24 years 1,205 84.60% 0.00%
25 to 29 years 867 81.00% 3.80%
30 to 34 years 876 90.60% 8.60%
35 to 44 years 1,670 79.90% 11.50%
45 to 54 years 1,786 67.10% 2.80%
55 to 59 years 1,230 64.30% 7.70%
60 to 64 years 1,041 42.70% 3.10%
65 to 74 years 1,215 18.60% 11.90%
75 years and over 1,084 5.70% 0.00%

Employment by Race

Another very interesting employment statistic we can look at is the employment and unemployment rates by race in 95540. The table below shows the rates for each of the ethnicity groups types defined by the US Census Bureau (which we mentioned earlier in this article).

Age Population Participation Unemployment Rate
White 9,454 57.00% 7.20%
Black or African American 122 100.00% 0.00%
American Indian and Alaska Native 254 42.10% 7.50%
Asian 114 70.20% 6.30%
Native Hawaiian and Other Pacific Islander 35 0.00% 0.00%
Other 1,012 60.70% 6.00%
Two or more races 1,082 67.30% 12.80%
Hispanic or Latino 1,976 62.80% 0.90%
Not Hispanic or Latino 9,048 57.20% 7.50%

Occupations

In this section we can look at the most common occupations for people living in the 95540 area as well as the gender breakdown and earnings of them.

The total population of civilian employees that are 16 years old or older in 95540 is 6,505, with median earnings of $35,822.00.

Women in 95540 are earning approximately 75.50% of the men's earnings.

Population Earnings
Total 6,505 $35,822.00
Male 3,528 $40,991.00
Female 2,977 $30,954.00

Occupations by Category

In the table below, we can break down the population and earnings for 95540 even further by occupation. The list of occupation categories below will show you how many people are employed in each category and the median earnings of each profession.

Occupation Employed Earnings
Management 665 $44,844.00
Business and Financial 174 $52,750.00
Computer and Mathematical 75 $59,620.00
Architecture and Engineering 80 $105,985.00
Life, Physical, and Social Science 35 $0.00
Community and Social Service 90 $43,269.00
Legal 37 $81,845.00
Educational and Library 413 $14,886.00
Arts, Design, Entertainment, Sports, and Media 115 $63,841.00
Healthcare Practitioners 255 $56,662.00
Healthcare Support 315 $20,963.00
Firefighters and Protective Service 194 $15,857.00
Law Enforcement 66 $56,719.00
Food Preparation and Serving 313 $14,878.00
Building and Grounds Cleaning 266 $32,500.00
Personal Care and Service 171 $16,446.00
Sales 773 $45,688.00
Office and Administrative Support 708 $29,700.00
Farming, Fishing, and Forestry 112 $31,201.00
Construction and Extraction 516 $34,167.00
Installation, Maintenance, and Repair 247 $50,341.00
Production 458 $48,125.00
Transportation and Material Moving 286 $58,615.00

Occupations by Gender

Now we can also look at the occupations by category for 95540 when it is broken down by male and female.

This lets us see how many male and females work in each occupation, the median earnings, and the male to female ratio of earnings for 95540.

That last metric is important because it can be used to look at the gender pay gap between men and women.

Occupation Male Female
Population Earnings Population Earnings
Management 395 $52,150.00 270 $43,125.00
Business and Financial 67 $79,750.00 107 $22,388.00
Computer and Mathematical 75 $59,620.00 0 $0.00
Architecture and Engineering 78 $106,023.00 2 $0.00
Life, Physical, and Social Science 12 $0.00 23 $0.00
Community and Social Service 20 $0.00 70 $55,069.00
Legal 13 $0.00 24 $0.00
Educational and Library 113 $33,859.00 300 $9,965.00
Arts, Design, Entertainment, Sports, and Media 103 $64,114.00 12 $0.00
Healthcare Practitioners 40 $38,750.00 215 $57,202.00
Healthcare Support 25 $0.00 290 $21,475.00
Firefighters and Protective Service 194 $15,857.00 0 $0.00
Law Enforcement 52 $55,625.00 14 $0.00
Food Preparation and Serving 101 $19,004.00 212 $13,438.00
Building and Grounds Cleaning 220 $39,355.00 46 $2,499.00
Personal Care and Service 23 $0.00 148 $16,824.00
Sales 403 $60,881.00 370 $23,203.00
Office and Administrative Support 135 $26,655.00 573 $31,319.00
Farming, Fishing, and Forestry 112 $31,201.00 0 $0.00
Construction and Extraction 506 $33,704.00 10 $0.00
Installation, Maintenance, and Repair 247 $50,341.00 0 $0.00
Production 205 $23,438.00 253 $78,072.00
Transportation and Material Moving 286 $58,615.00 0 $0.00

Households and Family Size

A household is defined by the US Census Bureau as a group of people who occupy a housing unit. A housing unit is a house, apartment, mobile home, group of rooms, or single room occupied as separate living quarters.

There are currently 5,638 households in 95540, with an average household size of 2.63 people.

A family is defined as a group of two or more people related by birth, marriage, or adoption who live together in the same household.

There are 3,640 families living in the 95540 zip code with an average family size of 3.2 people.

Households by Marital Status

The four categories of household by marital status are:

  • Married-couple family
  • Male householder with no spouse present
  • Female household with no spouse present
  • Nonfamily household

The table below shows the total number of households and families, with the average sizes of each, that live in 95540:

Married Male Female Nonfamily
Total Households 2,458 406 776 1,998
Average Household Size 3.44 3.29 3.19 1.29
Total Families 2,458 406 776 0
Average Household Size 3.39 2.56 2.93 0

Poverty

Of the 3,640 families living in 95540, 10.40% are considered to be below the poverty threshold.

The table below shows the latest poverty thresholds in 95540:

Household Size Poverty Threshold
1 Person $14,580.00
2 People $19,720.00
3 People $24,860.00
4 People $30,000.00
5 People $35,140.00
6 People $40,280.00
7 People $45,420.00
8 People $50,560.00

Housing

There are 6,088 housing units in 95540.

The table below shows the split between occupied and vacant units:

Total Percentage
Occupied 5,638 92.61%
Vacant 450 7.39%

35.74% of the total 6,088 housing units in 95540 are rental units. This is approximately 2,176 properties.

For owner-occupied housing units, a total of 3,283 are occupied by the owner - or 53.93% of the total.

Rental Rates

The median rent for a property in 95540 is $1,011.00.

In the chart below, we can look at the number of rental properties in 95540 that fall into a particular rent range. These can then be used to compare with other areas, or to see how they have changed over time.

  • No rent paid
    179
  • Less than $500
    163
  • $500 to $999
    909
  • $1,000 to $1,499
    676
  • $1,500 to $1,999
    296
  • $2,000 to $2,499
    96
  • $2,500 to $2,999
    0
  • $3,000 or more
    36

Property Value

The median value of a property in 95540 is $313,500.00.

Just like with rental rates, we can look at the number of properties in 95540 that fall into a particular value range.

  • Less than $50,000
    67
  • $50,000 to $99,999
    60
  • $100,000 to $149,999
    11
  • $150,000 to $199,999
    192
  • $200,000 to $299,999
    1,181
  • $300,000 to $499,999
    1,166
  • $500,000 to $999,999
    535
  • $1,000,000 or more
    71

Property Age

We can also look at the age of properties in 95540. The chart below shows the number of properties in 95540 that fall into a particular age range.

  • 1939 or earlier
    542
  • 1940 to 1949
    269
  • 1950 to 1959
    964
  • 1960 to 1969
    609
  • 1970 to 1979
    1,102
  • 1980 to 1989
    1,007
  • 1990 to 1999
    779
  • 2000 to 2009
    553
  • 2010 to 2013
    263
  • 2014 or later
    0

Vehicles per Household

The number of vehicles available per household can be a good indicator of the level of affluence in an area. The chart below shows the number of households in 95540 that have a particular number of vehicles available.

  • No vehicles available
    295
  • 1 vehicle available
    1,858
  • 2 vehicles available
    1,676
  • 3 or more vehicles available
    1,809

Commuting to Work

In this section, we can also look at how people in 95540 get to work. The chart below shows the number of people in 95540 that commute to work in a particular way.

23.1 minutes is the average travel time to work for people in 95540.

These commute times can be compared to other date like income and educational levels to see how they relate to each other and if there are any trends in the data that might suggest a correlation.

  • Less than 5 minutes
    335
  • 5 to 9 minutes
    1,549
  • 10 to 14 minutes
    856
  • 15 to 19 minutes
    561
  • 20 to 24 minutes
    636
  • 25 to 29 minutes
    234
  • 30 to 34 minutes
    891
  • 35 to 39 minutes
    95
  • 40 to 44 minutes
    180
  • 45 to 59 minutes
    139
  • 60 to 89 minutes
    212
  • 90 or more minutes
    262

Summary

We've covered a LOT of demographic and population data for 95540 in this article! Hopefully you have found it very useful in your research of the area.

If you use any of the data found on this page, please consider linking back to USPopulation.org as the source and if you have any feedback or data requests, click here to contact us.

States in 95540

If you want to see how the population and demographics of 95540 compare to other zip codes in California, check out the list of all California zip codes below: