95018 Zip Code Population and Demographics

In this article, we'll explore the population statistics for the zip code 95018, including popular demographics data like median age, number of households, household income, gender, employment and unemployment rates, occupations, religion, and more.

95018 is a zip code in Santa Cruz County, California, which covers San Lorenzo Valley CCD and Santa Cruz, with a total population of 5,853 people.

We are using the latest American Community Survey (ACS) 5-Year survey data from the US Census Bureau, which is accurate up to 2021.

Table of Contents

Population

There is a lot of data that lets us see how many people live in the 95018 zip code. The most basic data is the total population, which is the total number of people living in 95018.

The estimated population of people living in 95018 is 5,853, with a median age of 45.

We can look back at data from previous years to see how the population in the 95018 area has changed over the last 5 years.

Year Population Change 5-Year Change
2021
5,853
 -7.8% -17.31%
2020
6,348
 -7.21% -
2019
6,841
 -3.1% -
2018
7,060
 -0.25% -
2017
7,078
 - -

Population of 95018 by Race and Ethnicity

How much has the race and ethnicity of the population in the 95018 zip code changed? The US Census Bureau gives us a few defined types that the population is broken down into.

Let's look at the total numbers and also the change over the last 5 years.

Race 2021 2017 Change
White
79.5%
84.8%
 -6.25%
Black/African American
0.3%
0.7%
 -57.14%
Native
0%
0.2%
 -100.00%
Hispanic
9.1%
7.7%
 +18.18%
Asian
2.7%
2.3%
 +17.39%
Hawaiian/Pacific Islander
0%
0.4%
 -100.00%
Two Or More Races
5.9%
3.7%
 +59.46%
Other
2.6%
0.2%
 +1,200.00%

This data can be very important for anybody studying the 95018 zip for a number of reasons, including social and economic research, planning and development, and marketing to a multi-cultural population.

Note that the Native group includes both Native American and Alaskan Native people.

Population of 95018 by Age and Gender

We can also monitor the change of the age and gender in the 95018 zip code to track track trends in the population over time.

We can see how the population in 95018 has changed over the last 5 years by median age as a total, and also by male and female.

Year Total Male Female
2021 45 -0.22% 43.9 -4.15% 46.5 +4.26%
2020 45.1 -1.31% 45.8 +0.22% 44.6 -2.62%
2019 45.7 -1.3% 45.7 -1.51% 45.8 -0.65%
2018 46.3 +0.22% 46.4 -0.22% 46.1 +0.88%
2017 46.2 - 46.5 - 45.7 -

The median age of the 95018 zip gives you an idea of the age distribution, with half of the population being older than the median age and half being younger.

This can then be used to infer and compare against birth rates, parent ages, and more metrics to understand the population. For example, an increasing median age indicates an aging population in the 95018 area, which can be a sign of a declining population in terms of birth rates and workforce participation.

Age 2021 2017
(Years) Male Female Male Female
0 to 9 405 -28.46% 262 -47.19% 298 151
10 to 19 366 -11.53% 348 -38.81% 317 226
20 to 29 230 +26.75% 367 -7.24% 291 318
30 to 39 437 +2.44% 456 -24.38% 442 342
40 to 49 670 -41.93% 580 -23.53% 419 454
50 to 59 549 -13.03% 642 -10.44% 460 544
60 to 69 600 -19.76% 551 -30.05% 489 395
70+ 324 +6.98% 291 +23.03% 345 362

Median Household Income

The latest median household income for the 95018 zip code is $106,597.00.

In simple terms, the median income is the middle income of a group of people. Half of the people in the group make more than the median income, and half make less.

The median income is a good indicator of the overall income of a group of people, and can be used to compare against other metrics such as the average income, per capita income, and more.

Median Income by Age

We can also look at the median income by age to see how the median income varies by age, and how it compares to the overall median income for 95018.

  • Under 25
    $0.00
  • 25 to 44
    $146,250.00
  • 45 to 64
    $116,442.00
  • 65 and over
    $73,323.00

Average Household Income

Whenever we ask what is the average household income in the 95018 zip code, we are actually talking about the mean household income.

This is calculated by adding up all the incomes of all the households in 95018, and then dividing that number by the total number of households.

This is a good way to get a general idea of the average income of a group of people, but it can be skewed by a very high or very low incomes.

The average household income of 95018 is currently $133,622.00.

In terms of accurately summarizing income at a geographic level, the median income is a better metric than the average income because it isn't affected by a small number of very high or very low incomes.

If you had an area where the average income was greater than the median, it can mean that there is significant income inequality, with income being concentrated in a small number of wealthy households.

22.92% of households in 95018 are classed as high income households (making $200,000+ per year).

Household Income Tiers

The US Census Bureau divides households into income tiers based on the median income for the area. This is a good way to compare the income of 95018 against other zip codes.

  • Less than $24,999
    8.39%
  • $25,000 to $49,999
    12.54%
  • $50,000 to $74,999
    11.76%
  • $75,000 to $99,999
    14.18%
  • $100,000 to $149,999
    22.14%
  • $150,000 to $199,999
    8.07%
  • $200,000 or more
    22.92%

Per Capita Income

The per capita income in 95018 is $60,413.00.

Per capita income is the average income of a person in a given area. It is calculated by dividing the total income of 95018 by the total population of 95018.

This is different from the average or mean income because it includes and accounts for all people living in the 95018 area, including people like children, the elderly, unemployed people, retired people, and more.

Education Levels

We can also look at the education levels in 95018 to see how many people have a high school degree, a bachelor's degree, or a graduate degree.

Educational attainment is a good indicator of the overall education level of a population, and can be used to compare against other metrics such as the average income, per capita income, and more to see how education levels affect income, unemployment rates, and more.

  • Master's degree or higher
    21.83%
  • Bachelor's degree
    50.02%
  • Some college or associate's degree
    10.23%
  • High school diploma or equivalent
    15.34%
  • Less than high school diploma
    2.59%

Employment

Employment rates are all based around the total population in 95018 that are over the age of 16.

Currently, the total population of the 95018 zip over the age of 16 is 5,083.

Of those people, a total of 66.50% are working or actively looking for work. This is called the labor force participation rate.

The participation rate is a useful market measure because it shows the relative amount of labor resources available to the economy.

The employment to total population rate in 95018 is 62.60%.

Employment by Age

We can look at the employment rates by age to see how it compares to the overall employment rate. Here's how that breaks down for the 95018 zip code.

Age Population Participation Unemployment Rate
16 to 19 years 222 54.50% 19.80%
20 to 24 years 347 57.90% 5.50%
25 to 29 years 262 67.90% 12.90%
30 to 34 years 372 96.20% 0.00%
35 to 44 years 947 89.70% 6.40%
45 to 54 years 895 78.90% 4.40%
55 to 59 years 447 88.60% 6.60%
60 to 64 years 376 60.60% 0.00%
65 to 74 years 918 36.50% 8.40%
75 years and over 297 2.70% 0.00%

Employment by Race

Another very interesting employment statistic we can look at is the employment and unemployment rates by race in 95018. The table below shows the rates for each of the ethnicity groups types defined by the US Census Bureau (which we mentioned earlier in this article).

Age Population Participation Unemployment Rate
White 4,324 67.10% 5.60%
Black or African American 15 0.00% 0.00%
American Indian and Alaska Native 0 0.00% 0.00%
Asian 158 91.80% 7.60%
Native Hawaiian and Other Pacific Islander 0 0.00% 0.00%
Other 282 54.60% 0.00%
Two or more races 304 58.60% 12.90%
Hispanic or Latino 441 66.40% 3.40%
Not Hispanic or Latino 4,093 67.20% 5.60%

Occupations

In this section we can look at the most common occupations for people living in the 95018 area as well as the gender breakdown and earnings of them.

The total population of civilian employees that are 16 years old or older in 95018 is 3,183, with median earnings of $71,804.00.

Women in 95018 are earning approximately 69.20% of the men's earnings.

Population Earnings
Total 3,183 $71,804.00
Male 1,700 $79,118.00
Female 1,483 $54,738.00

Occupations by Category

In the table below, we can break down the population and earnings for 95018 even further by occupation. The list of occupation categories below will show you how many people are employed in each category and the median earnings of each profession.

Occupation Employed Earnings
Management 473 $94,750.00
Business and Financial 185 $98,558.00
Computer and Mathematical 257 $91,738.00
Architecture and Engineering 142 $109,222.00
Life, Physical, and Social Science 140 $73,636.00
Community and Social Service 75 $41,838.00
Legal 12 $0.00
Educational and Library 326 $63,750.00
Arts, Design, Entertainment, Sports, and Media 95 $67,917.00
Healthcare Practitioners 209 $100,150.00
Healthcare Support 142 $32,500.00
Firefighters and Protective Service 9 $0.00
Law Enforcement 41 $176,181.00
Food Preparation and Serving 17 $0.00
Building and Grounds Cleaning 0 $0.00
Personal Care and Service 90 $12,045.00
Sales 374 $54,792.00
Office and Administrative Support 136 $34,583.00
Farming, Fishing, and Forestry 15 $0.00
Construction and Extraction 141 $81,354.00
Installation, Maintenance, and Repair 88 $53,981.00
Production 26 $43,636.00
Transportation and Material Moving 54 $26,944.00

Occupations by Gender

Now we can also look at the occupations by category for 95018 when it is broken down by male and female.

This lets us see how many male and females work in each occupation, the median earnings, and the male to female ratio of earnings for 95018.

That last metric is important because it can be used to look at the gender pay gap between men and women.

Occupation Male Female
Population Earnings Population Earnings
Management 260 $101,667.00 213 $93,021.00
Business and Financial 56 $168,786.00 129 $87,917.00
Computer and Mathematical 205 $91,507.00 52 $130,093.00
Architecture and Engineering 133 $109,472.00 9 $0.00
Life, Physical, and Social Science 69 $52,656.00 71 $81,250.00
Community and Social Service 41 $48,375.00 34 $23,750.00
Legal 12 $0.00 0 $0.00
Educational and Library 115 $105,107.00 211 $50,197.00
Arts, Design, Entertainment, Sports, and Media 37 $110,859.00 58 $22,500.00
Healthcare Practitioners 38 $170,238.00 171 $94,890.00
Healthcare Support 0 $0.00 142 $32,500.00
Firefighters and Protective Service 9 $0.00 0 $0.00
Law Enforcement 29 $0.00 12 $0.00
Food Preparation and Serving 17 $0.00 0 $0.00
Building and Grounds Cleaning 0 $0.00 0 $0.00
Personal Care and Service 15 $0.00 75 $10,341.00
Sales 229 $44,315.00 145 $76,615.00
Office and Administrative Support 25 $0.00 111 $39,432.00
Farming, Fishing, and Forestry 15 $0.00 0 $0.00
Construction and Extraction 141 $81,354.00 0 $0.00
Installation, Maintenance, and Repair 88 $53,981.00 0 $0.00
Production 18 $0.00 8 $0.00
Transportation and Material Moving 45 $0.00 9 $0.00

Households and Family Size

A household is defined by the US Census Bureau as a group of people who occupy a housing unit. A housing unit is a house, apartment, mobile home, group of rooms, or single room occupied as separate living quarters.

There are currently 2,552 households in 95018, with an average household size of 2.28 people.

A family is defined as a group of two or more people related by birth, marriage, or adoption who live together in the same household.

There are 1,554 families living in the 95018 zip code with an average family size of 2.79 people.

Households by Marital Status

The four categories of household by marital status are:

  • Married-couple family
  • Male householder with no spouse present
  • Female household with no spouse present
  • Nonfamily household

The table below shows the total number of households and families, with the average sizes of each, that live in 95018:

Married Male Female Nonfamily
Total Households 1,209 123 222 998
Average Household Size 2.87 3.22 2.91 1.3
Total Families 1,209 123 222 0
Average Household Size 2.8 2.75 2.76 0

Poverty

Of the 1,554 families living in 95018, 2.80% are considered to be below the poverty threshold.

The table below shows the latest poverty thresholds in 95018:

Household Size Poverty Threshold
1 Person $14,580.00
2 People $19,720.00
3 People $24,860.00
4 People $30,000.00
5 People $35,140.00
6 People $40,280.00
7 People $45,420.00
8 People $50,560.00

Housing

There are 2,860 housing units in 95018.

The table below shows the split between occupied and vacant units:

Total Percentage
Occupied 2,552 89.23%
Vacant 308 10.77%

19.02% of the total 2,860 housing units in 95018 are rental units. This is approximately 544 properties.

For owner-occupied housing units, a total of 1,982 are occupied by the owner - or 69.30% of the total.

Rental Rates

The median rent for a property in 95018 is $2,209.00.

In the chart below, we can look at the number of rental properties in 95018 that fall into a particular rent range. These can then be used to compare with other areas, or to see how they have changed over time.

  • No rent paid
    26
  • Less than $500
    12
  • $500 to $999
    26
  • $1,000 to $1,499
    70
  • $1,500 to $1,999
    111
  • $2,000 to $2,499
    127
  • $2,500 to $2,999
    96
  • $3,000 or more
    102

Property Value

The median value of a property in 95018 is $657,200.00.

Just like with rental rates, we can look at the number of properties in 95018 that fall into a particular value range.

  • Less than $50,000
    10
  • $50,000 to $99,999
    0
  • $100,000 to $149,999
    53
  • $150,000 to $199,999
    6
  • $200,000 to $299,999
    35
  • $300,000 to $499,999
    275
  • $500,000 to $999,999
    1,465
  • $1,000,000 or more
    138

Property Age

We can also look at the age of properties in 95018. The chart below shows the number of properties in 95018 that fall into a particular age range.

  • 1939 or earlier
    662
  • 1940 to 1949
    323
  • 1950 to 1959
    480
  • 1960 to 1969
    454
  • 1970 to 1979
    417
  • 1980 to 1989
    212
  • 1990 to 1999
    100
  • 2000 to 2009
    159
  • 2010 to 2013
    53
  • 2014 or later
    0

Vehicles per Household

The number of vehicles available per household can be a good indicator of the level of affluence in an area. The chart below shows the number of households in 95018 that have a particular number of vehicles available.

  • No vehicles available
    15
  • 1 vehicle available
    763
  • 2 vehicles available
    1,045
  • 3 or more vehicles available
    729

Commuting to Work

In this section, we can also look at how people in 95018 get to work. The chart below shows the number of people in 95018 that commute to work in a particular way.

33.1 minutes is the average travel time to work for people in 95018.

These commute times can be compared to other date like income and educational levels to see how they relate to each other and if there are any trends in the data that might suggest a correlation.

  • Less than 5 minutes
    36
  • 5 to 9 minutes
    221
  • 10 to 14 minutes
    141
  • 15 to 19 minutes
    269
  • 20 to 24 minutes
    505
  • 25 to 29 minutes
    215
  • 30 to 34 minutes
    292
  • 35 to 39 minutes
    27
  • 40 to 44 minutes
    98
  • 45 to 59 minutes
    236
  • 60 to 89 minutes
    403
  • 90 or more minutes
    98

Summary

We've covered a LOT of demographic and population data for 95018 in this article! Hopefully you have found it very useful in your research of the area.

If you use any of the data found on this page, please consider linking back to USPopulation.org as the source and if you have any feedback or data requests, click here to contact us.

States in 95018

If you want to see how the population and demographics of 95018 compare to other zip codes in California, check out the list of all California zip codes below: