95065 Zip Code Population and Demographics

In this article, we'll explore the population statistics for the zip code 95065, including popular demographics data like median age, number of households, household income, gender, employment and unemployment rates, occupations, religion, and more.

95065 is a zip code in Santa Cruz County, California, which covers Santa Cruz CCD and Summit Road, with a total population of 8,301 people.

We are using the latest American Community Survey (ACS) 5-Year survey data from the US Census Bureau, which is accurate up to 2021.

Table of Contents

Population

There is a lot of data that lets us see how many people live in the 95065 zip code. The most basic data is the total population, which is the total number of people living in 95065.

The estimated population of people living in 95065 is 8,301, with a median age of 40.8.

We can look back at data from previous years to see how the population in the 95065 area has changed over the last 5 years.

Year Population Change 5-Year Change
2021
8,301
+1.68%
-1.89%
2020
8,164
 -3.85% -
2019
8,491
+1.63%
-
2018
8,355
 -1.25% -
2017
8,461
 - -

Population of 95065 by Race and Ethnicity

How much has the race and ethnicity of the population in the 95065 zip code changed? The US Census Bureau gives us a few defined types that the population is broken down into.

Let's look at the total numbers and also the change over the last 5 years.

Race 2021 2017 Change
White
68.2%
69.9%
 -2.43%
Black/African American
0.7%
1.1%
 -36.36%
Native
0.1%
0%
 0.00%
Hispanic
22.1%
23.1%
 -4.33%
Asian
2.1%
2.6%
 -19.23%
Hawaiian/Pacific Islander
0%
0%
 0.00%
Two Or More Races
5%
3.2%
 +56.25%
Other
1.6%
0.1%
 +1,500.00%

This data can be very important for anybody studying the 95065 zip for a number of reasons, including social and economic research, planning and development, and marketing to a multi-cultural population.

Note that the Native group includes both Native American and Alaskan Native people.

Population of 95065 by Age and Gender

We can also monitor the change of the age and gender in the 95065 zip code to track track trends in the population over time.

We can see how the population in 95065 has changed over the last 5 years by median age as a total, and also by male and female.

Year Total Male Female
2021 40.8 -2.63% 40.7 -6.22% 41.1 +3.53%
2020 41.9 -3.9% 43.4 -3.77% 39.7 -5.02%
2019 43.6 -0.68% 45.1 +1.12% 41.8 -2.56%
2018 43.9 -1.13% 44.6 +1.83% 42.9 -4.24%
2017 44.4 - 43.8 - 44.8 -

The median age of the 95065 zip gives you an idea of the age distribution, with half of the population being older than the median age and half being younger.

This can then be used to infer and compare against birth rates, parent ages, and more metrics to understand the population. For example, an increasing median age indicates an aging population in the 95065 area, which can be a sign of a declining population in terms of birth rates and workforce participation.

Age 2021 2017
(Years) Male Female Male Female
0 to 9 405 -39.38% 544 +3.08% 266 552
10 to 19 459 +15.6% 384 +11.34% 515 389
20 to 29 484 +42.8% 421 +75.18% 704 750
30 to 39 414 +14.03% 505 -9.51% 471 435
40 to 49 646 -9.33% 680 -6.88% 584 631
50 to 59 579 -12.36% 600 -15.56% 506 489
60 to 69 615 -8.41% 698 -31.79% 561 499
70+ 451 -12.9% 576 -0.32% 381 568

Median Household Income

The latest median household income for the 95065 zip code is $121,538.00.

In simple terms, the median income is the middle income of a group of people. Half of the people in the group make more than the median income, and half make less.

The median income is a good indicator of the overall income of a group of people, and can be used to compare against other metrics such as the average income, per capita income, and more.

Median Income by Age

We can also look at the median income by age to see how the median income varies by age, and how it compares to the overall median income for 95065.

  • Under 25
    $88,361.00
  • 25 to 44
    $143,292.00
  • 45 to 64
    $164,000.00
  • 65 and over
    $68,400.00

Average Household Income

Whenever we ask what is the average household income in the 95065 zip code, we are actually talking about the mean household income.

This is calculated by adding up all the incomes of all the households in 95065, and then dividing that number by the total number of households.

This is a good way to get a general idea of the average income of a group of people, but it can be skewed by a very high or very low incomes.

The average household income of 95065 is currently $162,619.00.

In terms of accurately summarizing income at a geographic level, the median income is a better metric than the average income because it isn't affected by a small number of very high or very low incomes.

If you had an area where the average income was greater than the median, it can mean that there is significant income inequality, with income being concentrated in a small number of wealthy households.

24.16% of households in 95065 are classed as high income households (making $200,000+ per year).

Household Income Tiers

The US Census Bureau divides households into income tiers based on the median income for the area. This is a good way to compare the income of 95065 against other zip codes.

  • Less than $24,999
    5.12%
  • $25,000 to $49,999
    12.59%
  • $50,000 to $74,999
    11.91%
  • $75,000 to $99,999
    12.66%
  • $100,000 to $149,999
    18.43%
  • $150,000 to $199,999
    15.12%
  • $200,000 or more
    24.16%

Per Capita Income

The per capita income in 95065 is $58,005.00.

Per capita income is the average income of a person in a given area. It is calculated by dividing the total income of 95065 by the total population of 95065.

This is different from the average or mean income because it includes and accounts for all people living in the 95065 area, including people like children, the elderly, unemployed people, retired people, and more.

Education Levels

We can also look at the education levels in 95065 to see how many people have a high school degree, a bachelor's degree, or a graduate degree.

Educational attainment is a good indicator of the overall education level of a population, and can be used to compare against other metrics such as the average income, per capita income, and more to see how education levels affect income, unemployment rates, and more.

  • Master's degree or higher
    18.48%
  • Bachelor's degree
    51.12%
  • Some college or associate's degree
    10.10%
  • High school diploma or equivalent
    18.13%
  • Less than high school diploma
    2.17%

Employment

Employment rates are all based around the total population in 95065 that are over the age of 16.

Currently, the total population of the 95065 zip over the age of 16 is 6,878.

Of those people, a total of 63.40% are working or actively looking for work. This is called the labor force participation rate.

The participation rate is a useful market measure because it shows the relative amount of labor resources available to the economy.

The employment to total population rate in 95065 is 60.90%.

Employment by Age

We can look at the employment rates by age to see how it compares to the overall employment rate. Here's how that breaks down for the 95065 zip code.

Age Population Participation Unemployment Rate
16 to 19 years 299 26.40% 0.00%
20 to 24 years 825 62.10% 10.50%
25 to 29 years 629 96.30% 1.20%
30 to 34 years 436 94.30% 0.00%
35 to 44 years 1,048 83.40% 7.00%
45 to 54 years 1,141 80.40% 4.30%
55 to 59 years 491 64.80% 0.00%
60 to 64 years 533 61.00% 0.00%
65 to 74 years 907 29.80% 2.20%
75 years and over 569 8.40% 10.40%

Employment by Race

Another very interesting employment statistic we can look at is the employment and unemployment rates by race in 95065. The table below shows the rates for each of the ethnicity groups types defined by the US Census Bureau (which we mentioned earlier in this article).

Age Population Participation Unemployment Rate
White 5,324 62.20% 3.20%
Black or African American 62 62.90% 0.00%
American Indian and Alaska Native 12 50.00% 100.00%
Asian 227 69.20% 0.00%
Native Hawaiian and Other Pacific Islander 0 0.00% 0.00%
Other 790 69.70% 6.40%
Two or more races 463 64.40% 8.40%
Hispanic or Latino 1,341 69.20% 6.90%
Not Hispanic or Latino 4,891 60.90% 2.80%

Occupations

In this section we can look at the most common occupations for people living in the 95065 area as well as the gender breakdown and earnings of them.

The total population of civilian employees that are 16 years old or older in 95065 is 4,188, with median earnings of $53,250.00.

Women in 95065 are earning approximately 64.40% of the men's earnings.

Population Earnings
Total 4,188 $53,250.00
Male 2,291 $68,672.00
Female 1,897 $44,234.00

Occupations by Category

In the table below, we can break down the population and earnings for 95065 even further by occupation. The list of occupation categories below will show you how many people are employed in each category and the median earnings of each profession.

Occupation Employed Earnings
Management 713 $74,432.00
Business and Financial 286 $78,775.00
Computer and Mathematical 160 $185,938.00
Architecture and Engineering 107 $81,563.00
Life, Physical, and Social Science 79 $84,735.00
Community and Social Service 95 $69,402.00
Legal 31 $175,208.00
Educational and Library 382 $43,611.00
Arts, Design, Entertainment, Sports, and Media 164 $63,750.00
Healthcare Practitioners 260 $97,083.00
Healthcare Support 111 $31,194.00
Firefighters and Protective Service 74 $110,588.00
Law Enforcement 63 $83,672.00
Food Preparation and Serving 270 $26,667.00
Building and Grounds Cleaning 71 $32,227.00
Personal Care and Service 94 $20,714.00
Sales 331 $42,208.00
Office and Administrative Support 271 $33,304.00
Farming, Fishing, and Forestry 6 $0.00
Construction and Extraction 372 $35,000.00
Installation, Maintenance, and Repair 85 $23,616.00
Production 67 $72,188.00
Transportation and Material Moving 55 $43,750.00

Occupations by Gender

Now we can also look at the occupations by category for 95065 when it is broken down by male and female.

This lets us see how many male and females work in each occupation, the median earnings, and the male to female ratio of earnings for 95065.

That last metric is important because it can be used to look at the gender pay gap between men and women.

Occupation Male Female
Population Earnings Population Earnings
Management 362 $102,177.00 351 $44,102.00
Business and Financial 128 $79,510.00 158 $68,026.00
Computer and Mathematical 143 $187,266.00 17 $46,406.00
Architecture and Engineering 96 $80,417.00 11 $170,938.00
Life, Physical, and Social Science 58 $84,091.00 21 $118,594.00
Community and Social Service 21 $51,528.00 74 $69,783.00
Legal 6 $0.00 25 $175,625.00
Educational and Library 133 $105,417.00 249 $36,250.00
Arts, Design, Entertainment, Sports, and Media 116 $72,222.00 48 $12,262.00
Healthcare Practitioners 33 $210,125.00 227 $89,740.00
Healthcare Support 3 $0.00 108 $31,111.00
Firefighters and Protective Service 61 $111,544.00 13 $0.00
Law Enforcement 60 $83,438.00 3 $0.00
Food Preparation and Serving 187 $26,563.00 83 $35,091.00
Building and Grounds Cleaning 41 $31,367.00 30 $51,058.00
Personal Care and Service 48 $20,804.00 46 $20,357.00
Sales 119 $61,382.00 212 $22,197.00
Office and Administrative Support 79 $16,250.00 192 $42,763.00
Farming, Fishing, and Forestry 0 $0.00 6 $0.00
Construction and Extraction 368 $35,152.00 4 $0.00
Installation, Maintenance, and Repair 85 $23,616.00 0 $0.00
Production 67 $72,188.00 0 $0.00
Transportation and Material Moving 55 $43,750.00 0 $0.00

Households and Family Size

A household is defined by the US Census Bureau as a group of people who occupy a housing unit. A housing unit is a house, apartment, mobile home, group of rooms, or single room occupied as separate living quarters.

There are currently 2,930 households in 95065, with an average household size of 2.79 people.

A family is defined as a group of two or more people related by birth, marriage, or adoption who live together in the same household.

There are 1,909 families living in the 95065 zip code with an average family size of 3.25 people.

Households by Marital Status

The four categories of household by marital status are:

  • Married-couple family
  • Male householder with no spouse present
  • Female household with no spouse present
  • Nonfamily household

The table below shows the total number of households and families, with the average sizes of each, that live in 95065:

Married Male Female Nonfamily
Total Households 1,494 152 263 1,021
Average Household Size 3.27 4.13 3.98 1.58
Total Families 1,494 152 263 0
Average Household Size 3.2 2.96 3.67 0

Poverty

Of the 1,909 families living in 95065, 3.70% are considered to be below the poverty threshold.

The table below shows the latest poverty thresholds in 95065:

Household Size Poverty Threshold
1 Person $14,580.00
2 People $19,720.00
3 People $24,860.00
4 People $30,000.00
5 People $35,140.00
6 People $40,280.00
7 People $45,420.00
8 People $50,560.00

Housing

There are 3,049 housing units in 95065.

The table below shows the split between occupied and vacant units:

Total Percentage
Occupied 2,930 96.10%
Vacant 119 3.90%

30.63% of the total 3,049 housing units in 95065 are rental units. This is approximately 934 properties.

For owner-occupied housing units, a total of 1,966 are occupied by the owner - or 64.48% of the total.

Rental Rates

The median rent for a property in 95065 is $2,074.00.

In the chart below, we can look at the number of rental properties in 95065 that fall into a particular rent range. These can then be used to compare with other areas, or to see how they have changed over time.

  • No rent paid
    30
  • Less than $500
    25
  • $500 to $999
    24
  • $1,000 to $1,499
    82
  • $1,500 to $1,999
    304
  • $2,000 to $2,499
    216
  • $2,500 to $2,999
    203
  • $3,000 or more
    80

Property Value

The median value of a property in 95065 is $931,400.00.

Just like with rental rates, we can look at the number of properties in 95065 that fall into a particular value range.

  • Less than $50,000
    27
  • $50,000 to $99,999
    0
  • $100,000 to $149,999
    27
  • $150,000 to $199,999
    11
  • $200,000 to $299,999
    9
  • $300,000 to $499,999
    11
  • $500,000 to $999,999
    1,155
  • $1,000,000 or more
    726

Property Age

We can also look at the age of properties in 95065. The chart below shows the number of properties in 95065 that fall into a particular age range.

  • 1939 or earlier
    140
  • 1940 to 1949
    164
  • 1950 to 1959
    248
  • 1960 to 1969
    625
  • 1970 to 1979
    679
  • 1980 to 1989
    729
  • 1990 to 1999
    311
  • 2000 to 2009
    101
  • 2010 to 2013
    52
  • 2014 or later
    0

Vehicles per Household

The number of vehicles available per household can be a good indicator of the level of affluence in an area. The chart below shows the number of households in 95065 that have a particular number of vehicles available.

  • No vehicles available
    233
  • 1 vehicle available
    516
  • 2 vehicles available
    987
  • 3 or more vehicles available
    1,194

Commuting to Work

In this section, we can also look at how people in 95065 get to work. The chart below shows the number of people in 95065 that commute to work in a particular way.

24.8 minutes is the average travel time to work for people in 95065.

These commute times can be compared to other date like income and educational levels to see how they relate to each other and if there are any trends in the data that might suggest a correlation.

  • Less than 5 minutes
    61
  • 5 to 9 minutes
    422
  • 10 to 14 minutes
    735
  • 15 to 19 minutes
    651
  • 20 to 24 minutes
    313
  • 25 to 29 minutes
    238
  • 30 to 34 minutes
    265
  • 35 to 39 minutes
    94
  • 40 to 44 minutes
    161
  • 45 to 59 minutes
    280
  • 60 to 89 minutes
    243
  • 90 or more minutes
    72

Summary

We've covered a LOT of demographic and population data for 95065 in this article! Hopefully you have found it very useful in your research of the area.

If you use any of the data found on this page, please consider linking back to USPopulation.org as the source and if you have any feedback or data requests, click here to contact us.

States in 95065

If you want to see how the population and demographics of 95065 compare to other zip codes in California, check out the list of all California zip codes below: