46635 Zip Code Population and Demographics

In this article, we'll explore the population statistics for the zip code 46635, including popular demographics data like median age, number of households, household income, gender, employment and unemployment rates, occupations, religion, and more.

46635 is a zip code in St. Joseph County, Indiana, which covers Clay, with a total population of 6,596 people.

We are using the latest American Community Survey (ACS) 5-Year survey data from the US Census Bureau, which is accurate up to 2021.

Table of Contents

Population

There is a lot of data that lets us see how many people live in the 46635 zip code. The most basic data is the total population, which is the total number of people living in 46635.

The estimated population of people living in 46635 is 6,596, with a median age of 44.6.

We can look back at data from previous years to see how the population in the 46635 area has changed over the last 5 years.

Year Population Change 5-Year Change
2021
6,596
+0.79%
-1.96%
2020
6,544
+2.84%
-
2019
6,363
 -7.8% -
2018
6,901
+2.57%
-
2017
6,728
 - -

Population of 46635 by Race and Ethnicity

How much has the race and ethnicity of the population in the 46635 zip code changed? The US Census Bureau gives us a few defined types that the population is broken down into.

Let's look at the total numbers and also the change over the last 5 years.

Race 2021 2017 Change
White
87.8%
77.5%
 +13.29%
Black/African American
5.1%
13.2%
 -61.36%
Native
0%
0.4%
 -100.00%
Hispanic
1.6%
4.9%
 -67.35%
Asian
3.1%
2.8%
 +10.71%
Hawaiian/Pacific Islander
0%
0%
 0.00%
Two Or More Races
2.5%
1.3%
 +92.31%
Other
0%
0%
 0.00%

This data can be very important for anybody studying the 46635 zip for a number of reasons, including social and economic research, planning and development, and marketing to a multi-cultural population.

Note that the Native group includes both Native American and Alaskan Native people.

Population of 46635 by Age and Gender

We can also monitor the change of the age and gender in the 46635 zip code to track track trends in the population over time.

We can see how the population in 46635 has changed over the last 5 years by median age as a total, and also by male and female.

Year Total Male Female
2021 44.6 +2.53% 44.2 +6.51% 45.6 +2.7%
2020 43.5 -7.45% 41.5 -5.25% 44.4 -9.94%
2019 47 +1.29% 43.8 -0.68% 49.3 +5.12%
2018 46.4 +4.5% 44.1 +8.62% 46.9 +4.45%
2017 44.4 - 40.6 - 44.9 -

The median age of the 46635 zip gives you an idea of the age distribution, with half of the population being older than the median age and half being younger.

This can then be used to infer and compare against birth rates, parent ages, and more metrics to understand the population. For example, an increasing median age indicates an aging population in the 46635 area, which can be a sign of a declining population in terms of birth rates and workforce participation.

Age 2021 2017
(Years) Male Female Male Female
0 to 9 414 -50.7% 447 -14.77% 228 371
10 to 19 328 +89.69% 430 +41.69% 600 515
20 to 29 462 -43.75% 258 3.18% 253 248
30 to 39 326 -14.81% 462 -1.42% 268 448
40 to 49 252 +70.17% 506 -18.29% 461 406
50 to 59 407 -7.2% 401 +2.92% 344 407
60 to 69 390 +27.22% 356 +31.82% 485 466
70+ 516 -27.35% 773 -8.5% 388 708

Median Household Income

The latest median household income for the 46635 zip code is $70,500.00.

In simple terms, the median income is the middle income of a group of people. Half of the people in the group make more than the median income, and half make less.

The median income is a good indicator of the overall income of a group of people, and can be used to compare against other metrics such as the average income, per capita income, and more.

Median Income by Age

We can also look at the median income by age to see how the median income varies by age, and how it compares to the overall median income for 46635.

  • Under 25
    $0.00
  • 25 to 44
    $83,887.00
  • 45 to 64
    $79,048.00
  • 65 and over
    $38,924.00

Average Household Income

Whenever we ask what is the average household income in the 46635 zip code, we are actually talking about the mean household income.

This is calculated by adding up all the incomes of all the households in 46635, and then dividing that number by the total number of households.

This is a good way to get a general idea of the average income of a group of people, but it can be skewed by a very high or very low incomes.

The average household income of 46635 is currently $75,430.00.

In terms of accurately summarizing income at a geographic level, the median income is a better metric than the average income because it isn't affected by a small number of very high or very low incomes.

If you had an area where the average income was greater than the median, it can mean that there is significant income inequality, with income being concentrated in a small number of wealthy households.

3.67% of households in 46635 are classed as high income households (making $200,000+ per year).

Household Income Tiers

The US Census Bureau divides households into income tiers based on the median income for the area. This is a good way to compare the income of 46635 against other zip codes.

  • Less than $24,999
    15.38%
  • $25,000 to $49,999
    22.49%
  • $50,000 to $74,999
    15.27%
  • $75,000 to $99,999
    23.51%
  • $100,000 to $149,999
    15.84%
  • $150,000 to $199,999
    3.85%
  • $200,000 or more
    3.67%

Per Capita Income

The per capita income in 46635 is $30,723.00.

Per capita income is the average income of a person in a given area. It is calculated by dividing the total income of 46635 by the total population of 46635.

This is different from the average or mean income because it includes and accounts for all people living in the 46635 area, including people like children, the elderly, unemployed people, retired people, and more.

Education Levels

We can also look at the education levels in 46635 to see how many people have a high school degree, a bachelor's degree, or a graduate degree.

Educational attainment is a good indicator of the overall education level of a population, and can be used to compare against other metrics such as the average income, per capita income, and more to see how education levels affect income, unemployment rates, and more.

  • Master's degree or higher
    14.75%
  • Bachelor's degree
    35.31%
  • Some college or associate's degree
    12.09%
  • High school diploma or equivalent
    36.28%
  • Less than high school diploma
    1.55%

Employment

Employment rates are all based around the total population in 46635 that are over the age of 16.

Currently, the total population of the 46635 zip over the age of 16 is 5,406.

Of those people, a total of 55.20% are working or actively looking for work. This is called the labor force participation rate.

The participation rate is a useful market measure because it shows the relative amount of labor resources available to the economy.

The employment to total population rate in 46635 is 50.70%.

Employment by Age

We can look at the employment rates by age to see how it compares to the overall employment rate. Here's how that breaks down for the 46635 zip code.

Age Population Participation Unemployment Rate
16 to 19 years 524 20.20% 27.40%
20 to 24 years 212 76.90% 14.10%
25 to 29 years 289 88.20% 4.30%
30 to 34 years 325 85.80% 2.50%
35 to 44 years 790 87.60% 10.30%
45 to 54 years 812 74.90% 0.00%
55 to 59 years 407 77.40% 4.40%
60 to 64 years 571 69.70% 22.60%
65 to 74 years 760 16.80% 0.00%
75 years and over 716 5.90% 0.00%

Employment by Race

Another very interesting employment statistic we can look at is the employment and unemployment rates by race in 46635. The table below shows the rates for each of the ethnicity groups types defined by the US Census Bureau (which we mentioned earlier in this article).

Age Population Participation Unemployment Rate
White 4,746 55.30% 7.50%
Black or African American 318 60.40% 19.80%
American Indian and Alaska Native 0 0.00% 0.00%
Asian 127 87.40% 0.00%
Native Hawaiian and Other Pacific Islander 0 0.00% 0.00%
Other 11 0.00% 0.00%
Two or more races 204 28.90% 18.60%
Hispanic or Latino 104 54.80% 0.00%
Not Hispanic or Latino 4,692 55.40% 7.50%

Occupations

In this section we can look at the most common occupations for people living in the 46635 area as well as the gender breakdown and earnings of them.

The total population of civilian employees that are 16 years old or older in 46635 is 2,741, with median earnings of $44,745.00.

Women in 46635 are earning approximately 88.80% of the men's earnings.

Population Earnings
Total 2,741 $44,745.00
Male 1,506 $47,786.00
Female 1,235 $42,446.00

Occupations by Category

In the table below, we can break down the population and earnings for 46635 even further by occupation. The list of occupation categories below will show you how many people are employed in each category and the median earnings of each profession.

Occupation Employed Earnings
Management 350 $63,947.00
Business and Financial 121 $54,861.00
Computer and Mathematical 89 $75,655.00
Architecture and Engineering 94 $49,063.00
Life, Physical, and Social Science 9 $0.00
Community and Social Service 48 $48,750.00
Legal 8 $0.00
Educational and Library 114 $46,471.00
Arts, Design, Entertainment, Sports, and Media 50 $0.00
Healthcare Practitioners 226 $55,536.00
Healthcare Support 103 $28,444.00
Firefighters and Protective Service 32 $0.00
Law Enforcement 56 $68,293.00
Food Preparation and Serving 138 $9,167.00
Building and Grounds Cleaning 82 $28,333.00
Personal Care and Service 64 $41,250.00
Sales 346 $38,333.00
Office and Administrative Support 232 $31,250.00
Farming, Fishing, and Forestry 30 $0.00
Construction and Extraction 64 $45,500.00
Installation, Maintenance, and Repair 187 $65,288.00
Production 155 $39,507.00
Transportation and Material Moving 81 $82,645.00

Occupations by Gender

Now we can also look at the occupations by category for 46635 when it is broken down by male and female.

This lets us see how many male and females work in each occupation, the median earnings, and the male to female ratio of earnings for 46635.

That last metric is important because it can be used to look at the gender pay gap between men and women.

Occupation Male Female
Population Earnings Population Earnings
Management 211 $61,367.00 139 $68,821.00
Business and Financial 6 $0.00 115 $54,028.00
Computer and Mathematical 89 $75,655.00 0 $0.00
Architecture and Engineering 65 $49,427.00 29 $0.00
Life, Physical, and Social Science 9 $0.00 0 $0.00
Community and Social Service 34 $0.00 14 $0.00
Legal 8 $0.00 0 $0.00
Educational and Library 42 $60,333.00 72 $46,176.00
Arts, Design, Entertainment, Sports, and Media 14 $0.00 36 $0.00
Healthcare Practitioners 19 $0.00 207 $54,797.00
Healthcare Support 0 $0.00 103 $28,444.00
Firefighters and Protective Service 32 $0.00 0 $0.00
Law Enforcement 56 $68,293.00 0 $0.00
Food Preparation and Serving 49 $16,490.00 89 $2,499.00
Building and Grounds Cleaning 57 $29,635.00 25 $0.00
Personal Care and Service 23 $0.00 41 $41,250.00
Sales 228 $30,357.00 118 $39,333.00
Office and Administrative Support 64 $28,900.00 168 $32,232.00
Farming, Fishing, and Forestry 30 $0.00 0 $0.00
Construction and Extraction 64 $45,500.00 0 $0.00
Installation, Maintenance, and Repair 187 $65,288.00 0 $0.00
Production 107 $45,125.00 48 $31,071.00
Transportation and Material Moving 57 $83,343.00 24 $0.00

Households and Family Size

A household is defined by the US Census Bureau as a group of people who occupy a housing unit. A housing unit is a house, apartment, mobile home, group of rooms, or single room occupied as separate living quarters.

There are currently 2,646 households in 46635, with an average household size of 2.45 people.

A family is defined as a group of two or more people related by birth, marriage, or adoption who live together in the same household.

There are 1,556 families living in the 46635 zip code with an average family size of 3.28 people.

Households by Marital Status

The four categories of household by marital status are:

  • Married-couple family
  • Male householder with no spouse present
  • Female household with no spouse present
  • Nonfamily household

The table below shows the total number of households and families, with the average sizes of each, that live in 46635:

Married Male Female Nonfamily
Total Households 1,167 118 271 1,090
Average Household Size 3.21 4.31 3.68 1.13
Total Families 1,167 118 271 0
Average Household Size 3.19 3.94 3.38 0

Poverty

Of the 1,556 families living in 46635, 1.70% are considered to be below the poverty threshold.

The table below shows the latest poverty thresholds in 46635:

Household Size Poverty Threshold
1 Person $14,580.00
2 People $19,720.00
3 People $24,860.00
4 People $30,000.00
5 People $35,140.00
6 People $40,280.00
7 People $45,420.00
8 People $50,560.00

Housing

There are 2,884 housing units in 46635.

The table below shows the split between occupied and vacant units:

Total Percentage
Occupied 2,646 91.75%
Vacant 238 8.25%

19.00% of the total 2,884 housing units in 46635 are rental units. This is approximately 548 properties.

For owner-occupied housing units, a total of 2,081 are occupied by the owner - or 72.16% of the total.

Rental Rates

The median rent for a property in 46635 is $663.00.

In the chart below, we can look at the number of rental properties in 46635 that fall into a particular rent range. These can then be used to compare with other areas, or to see how they have changed over time.

  • No rent paid
    17
  • Less than $500
    217
  • $500 to $999
    222
  • $1,000 to $1,499
    77
  • $1,500 to $1,999
    32
  • $2,000 to $2,499
    0
  • $2,500 to $2,999
    0
  • $3,000 or more
    0

Property Value

The median value of a property in 46635 is $149,300.00.

Just like with rental rates, we can look at the number of properties in 46635 that fall into a particular value range.

  • Less than $50,000
    74
  • $50,000 to $99,999
    373
  • $100,000 to $149,999
    602
  • $150,000 to $199,999
    544
  • $200,000 to $299,999
    423
  • $300,000 to $499,999
    65
  • $500,000 to $999,999
    0
  • $1,000,000 or more
    0

Property Age

We can also look at the age of properties in 46635. The chart below shows the number of properties in 46635 that fall into a particular age range.

  • 1939 or earlier
    368
  • 1940 to 1949
    337
  • 1950 to 1959
    451
  • 1960 to 1969
    540
  • 1970 to 1979
    548
  • 1980 to 1989
    253
  • 1990 to 1999
    295
  • 2000 to 2009
    82
  • 2010 to 2013
    10
  • 2014 or later
    0

Vehicles per Household

The number of vehicles available per household can be a good indicator of the level of affluence in an area. The chart below shows the number of households in 46635 that have a particular number of vehicles available.

  • No vehicles available
    248
  • 1 vehicle available
    843
  • 2 vehicles available
    1,096
  • 3 or more vehicles available
    459

Commuting to Work

In this section, we can also look at how people in 46635 get to work. The chart below shows the number of people in 46635 that commute to work in a particular way.

19.9 minutes is the average travel time to work for people in 46635.

These commute times can be compared to other date like income and educational levels to see how they relate to each other and if there are any trends in the data that might suggest a correlation.

  • Less than 5 minutes
    67
  • 5 to 9 minutes
    241
  • 10 to 14 minutes
    544
  • 15 to 19 minutes
    607
  • 20 to 24 minutes
    443
  • 25 to 29 minutes
    148
  • 30 to 34 minutes
    260
  • 35 to 39 minutes
    57
  • 40 to 44 minutes
    92
  • 45 to 59 minutes
    81
  • 60 to 89 minutes
    37
  • 90 or more minutes
    16

Summary

We've covered a LOT of demographic and population data for 46635 in this article! Hopefully you have found it very useful in your research of the area.

If you use any of the data found on this page, please consider linking back to USPopulation.org as the source and if you have any feedback or data requests, click here to contact us.

States in 46635

If you want to see how the population and demographics of 46635 compare to other zip codes in Indiana, check out the list of all Indiana zip codes below: