46540 Zip Code Population and Demographics

In this article, we'll explore the population statistics for the zip code 46540, including popular demographics data like median age, number of households, household income, gender, employment and unemployment rates, occupations, religion, and more.

46540 is a zip code in Elkhart County and LaGrange County, Indiana, which covers Clinton, Middlebury, York, Newbury, and Van Buren, with a total population of 12,825 people.

We are using the latest American Community Survey (ACS) 5-Year survey data from the US Census Bureau, which is accurate up to 2021.

Table of Contents

Population

There is a lot of data that lets us see how many people live in the 46540 zip code. The most basic data is the total population, which is the total number of people living in 46540.

The estimated population of people living in 46540 is 12,825, with a median age of 34.2.

We can look back at data from previous years to see how the population in the 46540 area has changed over the last 5 years.

Year Population Change 5-Year Change
2021
12,825
+2.79%
+11.92%
2020
12,477
+5.02%
-
2019
11,881
+0.78%
-
2018
11,789
+2.88%
-
2017
11,459
 - -

Population of 46540 by Race and Ethnicity

How much has the race and ethnicity of the population in the 46540 zip code changed? The US Census Bureau gives us a few defined types that the population is broken down into.

Let's look at the total numbers and also the change over the last 5 years.

Race 2021 2017 Change
White
94.4%
94.4%
 0.00%
Black/African American
1.1%
0.4%
 +175.00%
Native
0.1%
0%
 0.00%
Hispanic
2.7%
3.8%
 -28.95%
Asian
0.5%
0%
 0.00%
Hawaiian/Pacific Islander
0%
0.1%
 -100.00%
Two Or More Races
1.2%
1.2%
 0.00%
Other
0%
0%
 0.00%

This data can be very important for anybody studying the 46540 zip for a number of reasons, including social and economic research, planning and development, and marketing to a multi-cultural population.

Note that the Native group includes both Native American and Alaskan Native people.

Population of 46540 by Age and Gender

We can also monitor the change of the age and gender in the 46540 zip code to track track trends in the population over time.

We can see how the population in 46540 has changed over the last 5 years by median age as a total, and also by male and female.

Year Total Male Female
2021 34.2 -0.29% 31.8 +2.58% 35.9 -4.27%
2020 34.3 -1.15% 31 -1.59% 37.5 -0.79%
2019 34.7 +1.46% 31.5 +0.64% 37.8 +0.8%
2018 34.2 +3.01% 31.3 +6.83% 37.5 +5.63%
2017 33.2 - 29.3 - 35.5 -

The median age of the 46540 zip gives you an idea of the age distribution, with half of the population being older than the median age and half being younger.

This can then be used to infer and compare against birth rates, parent ages, and more metrics to understand the population. For example, an increasing median age indicates an aging population in the 46540 area, which can be a sign of a declining population in terms of birth rates and workforce participation.

Age 2021 2017
(Years) Male Female Male Female
0 to 9 960 +34.22% 782 +4.73% 1,293 810
10 to 19 1,173 +12.76% 817 +16.1% 1,311 953
20 to 29 930 -19.21% 753 +1.96% 759 755
30 to 39 504 +48.11% 511 +12.98% 762 576
40 to 49 777 -7.27% 859 +7.95% 710 907
50 to 59 598 +48.46% 551 +32.43% 926 725
60 to 69 613 +27.49% 619 +7.64% 791 652
70+ 474 +2.09% 538 -23.32% 476 419

Median Household Income

The latest median household income for the 46540 zip code is $92,011.00.

In simple terms, the median income is the middle income of a group of people. Half of the people in the group make more than the median income, and half make less.

The median income is a good indicator of the overall income of a group of people, and can be used to compare against other metrics such as the average income, per capita income, and more.

Median Income by Age

We can also look at the median income by age to see how the median income varies by age, and how it compares to the overall median income for 46540.

  • Under 25
    $98,899.00
  • 25 to 44
    $81,393.00
  • 45 to 64
    $113,125.00
  • 65 and over
    $71,346.00

Average Household Income

Whenever we ask what is the average household income in the 46540 zip code, we are actually talking about the mean household income.

This is calculated by adding up all the incomes of all the households in 46540, and then dividing that number by the total number of households.

This is a good way to get a general idea of the average income of a group of people, but it can be skewed by a very high or very low incomes.

The average household income of 46540 is currently $115,519.00.

In terms of accurately summarizing income at a geographic level, the median income is a better metric than the average income because it isn't affected by a small number of very high or very low incomes.

If you had an area where the average income was greater than the median, it can mean that there is significant income inequality, with income being concentrated in a small number of wealthy households.

13.22% of households in 46540 are classed as high income households (making $200,000+ per year).

Household Income Tiers

The US Census Bureau divides households into income tiers based on the median income for the area. This is a good way to compare the income of 46540 against other zip codes.

  • Less than $24,999
    6.27%
  • $25,000 to $49,999
    16.15%
  • $50,000 to $74,999
    17.19%
  • $75,000 to $99,999
    17.68%
  • $100,000 to $149,999
    19.35%
  • $150,000 to $199,999
    10.15%
  • $200,000 or more
    13.22%

Per Capita Income

The per capita income in 46540 is $37,700.00.

Per capita income is the average income of a person in a given area. It is calculated by dividing the total income of 46540 by the total population of 46540.

This is different from the average or mean income because it includes and accounts for all people living in the 46540 area, including people like children, the elderly, unemployed people, retired people, and more.

Education Levels

We can also look at the education levels in 46540 to see how many people have a high school degree, a bachelor's degree, or a graduate degree.

Educational attainment is a good indicator of the overall education level of a population, and can be used to compare against other metrics such as the average income, per capita income, and more to see how education levels affect income, unemployment rates, and more.

  • Master's degree or higher
    12.37%
  • Bachelor's degree
    27.82%
  • Some college or associate's degree
    12.80%
  • High school diploma or equivalent
    45.33%
  • Less than high school diploma
    1.68%

Employment

Employment rates are all based around the total population in 46540 that are over the age of 16.

Currently, the total population of the 46540 zip over the age of 16 is 9,406.

Of those people, a total of 64.70% are working or actively looking for work. This is called the labor force participation rate.

The participation rate is a useful market measure because it shows the relative amount of labor resources available to the economy.

The employment to total population rate in 46540 is 62.80%.

Employment by Age

We can look at the employment rates by age to see how it compares to the overall employment rate. Here's how that breaks down for the 46540 zip code.

Age Population Participation Unemployment Rate
16 to 19 years 948 61.90% 2.90%
20 to 24 years 832 84.30% 0.90%
25 to 29 years 682 62.00% 6.40%
30 to 34 years 646 79.60% 0.00%
35 to 44 years 1,608 79.90% 3.20%
45 to 54 years 1,404 75.00% 5.20%
55 to 59 years 948 91.20% 0.00%
60 to 64 years 681 41.90% 2.80%
65 to 74 years 1,331 25.30% 8.00%
75 years and over 326 11.30% 0.00%

Employment by Race

Another very interesting employment statistic we can look at is the employment and unemployment rates by race in 46540. The table below shows the rates for each of the ethnicity groups types defined by the US Census Bureau (which we mentioned earlier in this article).

Age Population Participation Unemployment Rate
White 9,089 64.60% 2.60%
Black or African American 95 84.20% 0.00%
American Indian and Alaska Native 12 100.00% 0.00%
Asian 64 73.40% 57.40%
Native Hawaiian and Other Pacific Islander 0 0.00% 0.00%
Other 20 100.00% 0.00%
Two or more races 126 41.30% 0.00%
Hispanic or Latino 190 76.80% 0.00%
Not Hispanic or Latino 8,919 64.50% 2.70%

Occupations

In this section we can look at the most common occupations for people living in the 46540 area as well as the gender breakdown and earnings of them.

The total population of civilian employees that are 16 years old or older in 46540 is 5,906, with median earnings of $43,218.00.

Women in 46540 are earning approximately 45.70% of the men's earnings.

Population Earnings
Total 5,906 $43,218.00
Male 3,537 $64,164.00
Female 2,369 $29,295.00

Occupations by Category

In the table below, we can break down the population and earnings for 46540 even further by occupation. The list of occupation categories below will show you how many people are employed in each category and the median earnings of each profession.

Occupation Employed Earnings
Management 929 $93,393.00
Business and Financial 118 $85,391.00
Computer and Mathematical 65 $42,868.00
Architecture and Engineering 106 $88,750.00
Life, Physical, and Social Science 10 $0.00
Community and Social Service 78 $24,559.00
Legal 9 $0.00
Educational and Library 226 $44,375.00
Arts, Design, Entertainment, Sports, and Media 51 $75,515.00
Healthcare Practitioners 205 $36,995.00
Healthcare Support 65 $2,499.00
Firefighters and Protective Service 36 $71,429.00
Law Enforcement 19 $0.00
Food Preparation and Serving 272 $10,743.00
Building and Grounds Cleaning 219 $12,219.00
Personal Care and Service 56 $35,417.00
Sales 721 $34,205.00
Office and Administrative Support 719 $28,371.00
Farming, Fishing, and Forestry 35 $23,512.00
Construction and Extraction 263 $61,705.00
Installation, Maintenance, and Repair 115 $57,019.00
Production 1,088 $47,670.00
Transportation and Material Moving 240 $62,794.00

Occupations by Gender

Now we can also look at the occupations by category for 46540 when it is broken down by male and female.

This lets us see how many male and females work in each occupation, the median earnings, and the male to female ratio of earnings for 46540.

That last metric is important because it can be used to look at the gender pay gap between men and women.

Occupation Male Female
Population Earnings Population Earnings
Management 813 $98,924.00 116 $38,889.00
Business and Financial 74 $86,667.00 44 $63,958.00
Computer and Mathematical 35 $0.00 30 $0.00
Architecture and Engineering 106 $88,750.00 0 $0.00
Life, Physical, and Social Science 10 $0.00 0 $0.00
Community and Social Service 51 $0.00 27 $0.00
Legal 0 $0.00 9 $0.00
Educational and Library 15 $0.00 211 $43,438.00
Arts, Design, Entertainment, Sports, and Media 29 $0.00 22 $0.00
Healthcare Practitioners 6 $0.00 199 $36,851.00
Healthcare Support 0 $0.00 65 $2,499.00
Firefighters and Protective Service 36 $71,429.00 0 $0.00
Law Enforcement 19 $0.00 0 $0.00
Food Preparation and Serving 176 $2,499.00 96 $22,155.00
Building and Grounds Cleaning 80 $29,808.00 139 $7,244.00
Personal Care and Service 10 $0.00 46 $35,938.00
Sales 375 $165,417.00 346 $21,721.00
Office and Administrative Support 150 $17,246.00 569 $28,638.00
Farming, Fishing, and Forestry 35 $23,512.00 0 $0.00
Construction and Extraction 263 $61,705.00 0 $0.00
Installation, Maintenance, and Repair 115 $57,019.00 0 $0.00
Production 707 $68,531.00 381 $34,057.00
Transportation and Material Moving 197 $63,585.00 43 $0.00

Households and Family Size

A household is defined by the US Census Bureau as a group of people who occupy a housing unit. A housing unit is a house, apartment, mobile home, group of rooms, or single room occupied as separate living quarters.

There are currently 4,130 households in 46540, with an average household size of 3.1 people.

A family is defined as a group of two or more people related by birth, marriage, or adoption who live together in the same household.

There are 3,341 families living in the 46540 zip code with an average family size of 3.47 people.

Households by Marital Status

The four categories of household by marital status are:

  • Married-couple family
  • Male householder with no spouse present
  • Female household with no spouse present
  • Nonfamily household

The table below shows the total number of households and families, with the average sizes of each, that live in 46540:

Married Male Female Nonfamily
Total Households 2,971 172 198 789
Average Household Size 3.53 2.87 4.39 1.22
Total Families 2,971 172 198 0
Average Household Size 3.49 2.53 3.96 0

Poverty

Of the 3,341 families living in 46540, 2.20% are considered to be below the poverty threshold.

The table below shows the latest poverty thresholds in 46540:

Household Size Poverty Threshold
1 Person $14,580.00
2 People $19,720.00
3 People $24,860.00
4 People $30,000.00
5 People $35,140.00
6 People $40,280.00
7 People $45,420.00
8 People $50,560.00

Housing

There are 4,192 housing units in 46540.

The table below shows the split between occupied and vacant units:

Total Percentage
Occupied 4,130 98.52%
Vacant 62 1.48%

11.38% of the total 4,192 housing units in 46540 are rental units. This is approximately 477 properties.

For owner-occupied housing units, a total of 3,606 are occupied by the owner - or 86.02% of the total.

Rental Rates

The median rent for a property in 46540 is $943.00.

In the chart below, we can look at the number of rental properties in 46540 that fall into a particular rent range. These can then be used to compare with other areas, or to see how they have changed over time.

  • No rent paid
    47
  • Less than $500
    0
  • $500 to $999
    312
  • $1,000 to $1,499
    165
  • $1,500 to $1,999
    0
  • $2,000 to $2,499
    0
  • $2,500 to $2,999
    0
  • $3,000 or more
    0

Property Value

The median value of a property in 46540 is $268,000.00.

Just like with rental rates, we can look at the number of properties in 46540 that fall into a particular value range.

  • Less than $50,000
    99
  • $50,000 to $99,999
    126
  • $100,000 to $149,999
    417
  • $150,000 to $199,999
    446
  • $200,000 to $299,999
    1,052
  • $300,000 to $499,999
    1,018
  • $500,000 to $999,999
    279
  • $1,000,000 or more
    169

Property Age

We can also look at the age of properties in 46540. The chart below shows the number of properties in 46540 that fall into a particular age range.

  • 1939 or earlier
    485
  • 1940 to 1949
    9
  • 1950 to 1959
    240
  • 1960 to 1969
    280
  • 1970 to 1979
    747
  • 1980 to 1989
    546
  • 1990 to 1999
    706
  • 2000 to 2009
    804
  • 2010 to 2013
    358
  • 2014 or later
    17

Vehicles per Household

The number of vehicles available per household can be a good indicator of the level of affluence in an area. The chart below shows the number of households in 46540 that have a particular number of vehicles available.

  • No vehicles available
    797
  • 1 vehicle available
    533
  • 2 vehicles available
    1,426
  • 3 or more vehicles available
    1,374

Commuting to Work

In this section, we can also look at how people in 46540 get to work. The chart below shows the number of people in 46540 that commute to work in a particular way.

18.1 minutes is the average travel time to work for people in 46540.

These commute times can be compared to other date like income and educational levels to see how they relate to each other and if there are any trends in the data that might suggest a correlation.

  • Less than 5 minutes
    436
  • 5 to 9 minutes
    858
  • 10 to 14 minutes
    693
  • 15 to 19 minutes
    852
  • 20 to 24 minutes
    943
  • 25 to 29 minutes
    381
  • 30 to 34 minutes
    672
  • 35 to 39 minutes
    109
  • 40 to 44 minutes
    113
  • 45 to 59 minutes
    160
  • 60 to 89 minutes
    70
  • 90 or more minutes
    10

Summary

We've covered a LOT of demographic and population data for 46540 in this article! Hopefully you have found it very useful in your research of the area.

If you use any of the data found on this page, please consider linking back to USPopulation.org as the source and if you have any feedback or data requests, click here to contact us.

States in 46540

If you want to see how the population and demographics of 46540 compare to other zip codes in Indiana, check out the list of all Indiana zip codes below: