10538 Zip Code Population and Demographics

In this article, we'll explore the population statistics for the zip code 10538, including popular demographics data like median age, number of households, household income, gender, employment and unemployment rates, occupations, religion, and more.

10538 is a zip code in Westchester County, New York, which covers Mamaroneck and New Rochelle, with a total population of 17,424 people.

We are using the latest American Community Survey (ACS) 5-Year survey data from the US Census Bureau, which is accurate up to 2021.

Table of Contents

Population

There is a lot of data that lets us see how many people live in the 10538 zip code. The most basic data is the total population, which is the total number of people living in 10538.

The estimated population of people living in 10538 is 17,424, with a median age of 38.8.

We can look back at data from previous years to see how the population in the 10538 area has changed over the last 5 years.

Year Population Change 5-Year Change
2021
17,424
+7.88%
+3.14%
2020
16,151
 -0.93% -
2019
16,302
 -1.47% -
2018
16,545
 -2.07% -
2017
16,894
 - -

Population of 10538 by Race and Ethnicity

How much has the race and ethnicity of the population in the 10538 zip code changed? The US Census Bureau gives us a few defined types that the population is broken down into.

Let's look at the total numbers and also the change over the last 5 years.

Race 2021 2017 Change
White
78.5%
80.6%
 -2.61%
Black/African American
3.4%
1.6%
 +112.50%
Native
0%
0%
 0.00%
Hispanic
9.3%
9.2%
 +1.09%
Asian
5.3%
5.1%
 +3.92%
Hawaiian/Pacific Islander
0%
0%
 0.00%
Two Or More Races
2.8%
3.4%
 -17.65%
Other
0.6%
0%
 0.00%

This data can be very important for anybody studying the 10538 zip for a number of reasons, including social and economic research, planning and development, and marketing to a multi-cultural population.

Note that the Native group includes both Native American and Alaskan Native people.

Population of 10538 by Age and Gender

We can also monitor the change of the age and gender in the 10538 zip code to track track trends in the population over time.

We can see how the population in 10538 has changed over the last 5 years by median age as a total, and also by male and female.

Year Total Male Female
2021 38.8 -3.96% 38.4 -1.29% 40.1 -2.2%
2020 40.4 -1.22% 38.9 -2.99% 41 -2.84%
2019 40.9 +0.25% 40.1 +3.89% 42.2 -1.63%
2018 40.8 +2.77% 38.6 +1.05% 42.9 +3.87%
2017 39.7 - 38.2 - 41.3 -

The median age of the 10538 zip gives you an idea of the age distribution, with half of the population being older than the median age and half being younger.

This can then be used to infer and compare against birth rates, parent ages, and more metrics to understand the population. For example, an increasing median age indicates an aging population in the 10538 area, which can be a sign of a declining population in terms of birth rates and workforce participation.

Age 2021 2017
(Years) Male Female Male Female
0 to 9 1,350 +19.42% 1,388 2.64% 1,594 1,353
10 to 19 1,498 +5.56% 1,032 +19.08% 1,559 1,230
20 to 29 538 +4.67% 604 +44.59% 543 787
30 to 39 1,043 -5.52% 1,066 -9.79% 967 942
40 to 49 1,468 -10.81% 1,417 +7.58% 1,308 1,508
50 to 59 1,095 -1.15% 1,266 -27.15% 1,077 949
60 to 69 731 +38.52% 841 +41.91% 1,039 1,242
70+ 717 -9.45% 840 -17.84% 642 684

Median Household Income

The latest median household income for the 10538 zip code is $203,932.00.

In simple terms, the median income is the middle income of a group of people. Half of the people in the group make more than the median income, and half make less.

The median income is a good indicator of the overall income of a group of people, and can be used to compare against other metrics such as the average income, per capita income, and more.

Median Income by Age

We can also look at the median income by age to see how the median income varies by age, and how it compares to the overall median income for 10538.

  • Under 25
    $0.00
  • 25 to 44
    $232,981.00
  • 45 to 64
    $219,583.00
  • 65 and over
    $131,071.00

Average Household Income

Whenever we ask what is the average household income in the 10538 zip code, we are actually talking about the mean household income.

This is calculated by adding up all the incomes of all the households in 10538, and then dividing that number by the total number of households.

This is a good way to get a general idea of the average income of a group of people, but it can be skewed by a very high or very low incomes.

The average household income of 10538 is currently $317,837.00.

In terms of accurately summarizing income at a geographic level, the median income is a better metric than the average income because it isn't affected by a small number of very high or very low incomes.

If you had an area where the average income was greater than the median, it can mean that there is significant income inequality, with income being concentrated in a small number of wealthy households.

50.46% of households in 10538 are classed as high income households (making $200,000+ per year).

Household Income Tiers

The US Census Bureau divides households into income tiers based on the median income for the area. This is a good way to compare the income of 10538 against other zip codes.

  • Less than $24,999
    7.09%
  • $25,000 to $49,999
    8.57%
  • $50,000 to $74,999
    9.36%
  • $75,000 to $99,999
    7.97%
  • $100,000 to $149,999
    9.04%
  • $150,000 to $199,999
    7.51%
  • $200,000 or more
    50.46%

Per Capita Income

The per capita income in 10538 is $110,765.00.

Per capita income is the average income of a person in a given area. It is calculated by dividing the total income of 10538 by the total population of 10538.

This is different from the average or mean income because it includes and accounts for all people living in the 10538 area, including people like children, the elderly, unemployed people, retired people, and more.

Education Levels

We can also look at the education levels in 10538 to see how many people have a high school degree, a bachelor's degree, or a graduate degree.

Educational attainment is a good indicator of the overall education level of a population, and can be used to compare against other metrics such as the average income, per capita income, and more to see how education levels affect income, unemployment rates, and more.

  • Master's degree or higher
    39.40%
  • Bachelor's degree
    52.02%
  • Some college or associate's degree
    1.44%
  • High school diploma or equivalent
    6.80%
  • Less than high school diploma
    0.34%

Employment

Employment rates are all based around the total population in 10538 that are over the age of 16.

Currently, the total population of the 10538 zip over the age of 16 is 12,574.

Of those people, a total of 67.90% are working or actively looking for work. This is called the labor force participation rate.

The participation rate is a useful market measure because it shows the relative amount of labor resources available to the economy.

The employment to total population rate in 10538 is 64.00%.

Employment by Age

We can look at the employment rates by age to see how it compares to the overall employment rate. Here's how that breaks down for the 10538 zip code.

Age Population Participation Unemployment Rate
16 to 19 years 886 26.00% 27.80%
20 to 24 years 387 55.30% 0.00%
25 to 29 years 943 74.80% 34.20%
30 to 34 years 494 91.30% 0.00%
35 to 44 years 2,889 89.10% 1.70%
45 to 54 years 2,358 84.60% 5.10%
55 to 59 years 1,010 74.00% 4.00%
60 to 64 years 1,406 55.00% 0.00%
65 to 74 years 1,348 47.40% 0.00%
75 years and over 853 23.80% 1.00%

Employment by Race

Another very interesting employment statistic we can look at is the employment and unemployment rates by race in 10538. The table below shows the rates for each of the ethnicity groups types defined by the US Census Bureau (which we mentioned earlier in this article).

Age Population Participation Unemployment Rate
White 10,546 64.80% 6.50%
Black or African American 449 92.70% 0.00%
American Indian and Alaska Native 43 55.80% 0.00%
Asian 755 76.40% 6.90%
Native Hawaiian and Other Pacific Islander 0 0.00% 0.00%
Other 242 99.20% 0.00%
Two or more races 539 81.30% 0.00%
Hispanic or Latino 989 82.40% 0.00%
Not Hispanic or Latino 10,198 64.60% 6.70%

Occupations

In this section we can look at the most common occupations for people living in the 10538 area as well as the gender breakdown and earnings of them.

The total population of civilian employees that are 16 years old or older in 10538 is 8,052, with median earnings of $106,969.00.

Women in 10538 are earning approximately 51.50% of the men's earnings.

Population Earnings
Total 8,052 $106,969.00
Male 4,541 $150,797.00
Female 3,511 $77,625.00

Occupations by Category

In the table below, we can break down the population and earnings for 10538 even further by occupation. The list of occupation categories below will show you how many people are employed in each category and the median earnings of each profession.

Occupation Employed Earnings
Management 1,607 $223,723.00
Business and Financial 740 $192,250.00
Computer and Mathematical 252 $250,001.00
Architecture and Engineering 127 $126,308.00
Life, Physical, and Social Science 119 $174,904.00
Community and Social Service 332 $24,783.00
Legal 560 $250,001.00
Educational and Library 764 $55,820.00
Arts, Design, Entertainment, Sports, and Media 500 $83,333.00
Healthcare Practitioners 1,014 $109,625.00
Healthcare Support 124 $34,132.00
Firefighters and Protective Service 63 $137,768.00
Law Enforcement 0 $0.00
Food Preparation and Serving 214 $30,974.00
Building and Grounds Cleaning 104 $8,289.00
Personal Care and Service 160 $21,196.00
Sales 820 $104,563.00
Office and Administrative Support 311 $57,232.00
Farming, Fishing, and Forestry 22 $0.00
Construction and Extraction 89 $63,618.00
Installation, Maintenance, and Repair 83 $77,721.00
Production 17 $0.00
Transportation and Material Moving 0 $0.00

Occupations by Gender

Now we can also look at the occupations by category for 10538 when it is broken down by male and female.

This lets us see how many male and females work in each occupation, the median earnings, and the male to female ratio of earnings for 10538.

That last metric is important because it can be used to look at the gender pay gap between men and women.

Occupation Male Female
Population Earnings Population Earnings
Management 1,163 $222,721.00 444 $224,310.00
Business and Financial 504 $217,500.00 236 $111,250.00
Computer and Mathematical 252 $250,001.00 0 $0.00
Architecture and Engineering 100 $126,337.00 27 $0.00
Life, Physical, and Social Science 64 $187,059.00 55 $159,732.00
Community and Social Service 18 $108,594.00 314 $24,620.00
Legal 438 $250,001.00 122 $122,813.00
Educational and Library 126 $57,222.00 638 $51,714.00
Arts, Design, Entertainment, Sports, and Media 224 $105,556.00 276 $81,250.00
Healthcare Practitioners 557 $115,486.00 457 $99,564.00
Healthcare Support 18 $0.00 106 $33,895.00
Firefighters and Protective Service 41 $139,732.00 22 $0.00
Law Enforcement 0 $0.00 0 $0.00
Food Preparation and Serving 181 $30,893.00 33 $0.00
Building and Grounds Cleaning 32 $0.00 72 $8,026.00
Personal Care and Service 47 $38,417.00 113 $20,897.00
Sales 382 $125,167.00 438 $103,552.00
Office and Administrative Support 153 $57,350.00 158 $57,059.00
Farming, Fishing, and Forestry 22 $0.00 0 $0.00
Construction and Extraction 89 $63,618.00 0 $0.00
Installation, Maintenance, and Repair 83 $77,721.00 0 $0.00
Production 17 $0.00 0 $0.00
Transportation and Material Moving 0 $0.00 0 $0.00

Households and Family Size

A household is defined by the US Census Bureau as a group of people who occupy a housing unit. A housing unit is a house, apartment, mobile home, group of rooms, or single room occupied as separate living quarters.

There are currently 5,995 households in 10538, with an average household size of 2.9 people.

A family is defined as a group of two or more people related by birth, marriage, or adoption who live together in the same household.

There are 4,601 families living in the 10538 zip code with an average family size of 3.35 people.

Households by Marital Status

The four categories of household by marital status are:

  • Married-couple family
  • Male householder with no spouse present
  • Female household with no spouse present
  • Nonfamily household

The table below shows the total number of households and families, with the average sizes of each, that live in 10538:

Married Male Female Nonfamily
Total Households 3,953 246 402 1,394
Average Household Size 3.55 2.58 2.76 1.14
Total Families 3,953 246 402 0
Average Household Size 3.49 2.37 2.59 0

Poverty

Of the 4,601 families living in 10538, 0.80% are considered to be below the poverty threshold.

The table below shows the latest poverty thresholds in 10538:

Household Size Poverty Threshold
1 Person $14,580.00
2 People $19,720.00
3 People $24,860.00
4 People $30,000.00
5 People $35,140.00
6 People $40,280.00
7 People $45,420.00
8 People $50,560.00

Housing

There are 6,363 housing units in 10538.

The table below shows the split between occupied and vacant units:

Total Percentage
Occupied 5,995 94.22%
Vacant 368 5.78%

17.30% of the total 6,363 housing units in 10538 are rental units. This is approximately 1,101 properties.

For owner-occupied housing units, a total of 4,849 are occupied by the owner - or 76.21% of the total.

Rental Rates

The median rent for a property in 10538 is $1,873.00.

In the chart below, we can look at the number of rental properties in 10538 that fall into a particular rent range. These can then be used to compare with other areas, or to see how they have changed over time.

  • No rent paid
    45
  • Less than $500
    0
  • $500 to $999
    20
  • $1,000 to $1,499
    167
  • $1,500 to $1,999
    487
  • $2,000 to $2,499
    139
  • $2,500 to $2,999
    153
  • $3,000 or more
    135

Property Value

The median value of a property in 10538 is $1,021,600.00.

Just like with rental rates, we can look at the number of properties in 10538 that fall into a particular value range.

  • Less than $50,000
    24
  • $50,000 to $99,999
    14
  • $100,000 to $149,999
    34
  • $150,000 to $199,999
    123
  • $200,000 to $299,999
    280
  • $300,000 to $499,999
    365
  • $500,000 to $999,999
    1,517
  • $1,000,000 or more
    2,492

Property Age

We can also look at the age of properties in 10538. The chart below shows the number of properties in 10538 that fall into a particular age range.

  • 1939 or earlier
    3,550
  • 1940 to 1949
    535
  • 1950 to 1959
    1,034
  • 1960 to 1969
    374
  • 1970 to 1979
    168
  • 1980 to 1989
    229
  • 1990 to 1999
    84
  • 2000 to 2009
    87
  • 2010 to 2013
    302
  • 2014 or later
    0

Vehicles per Household

The number of vehicles available per household can be a good indicator of the level of affluence in an area. The chart below shows the number of households in 10538 that have a particular number of vehicles available.

  • No vehicles available
    463
  • 1 vehicle available
    2,207
  • 2 vehicles available
    2,608
  • 3 or more vehicles available
    717

Commuting to Work

In this section, we can also look at how people in 10538 get to work. The chart below shows the number of people in 10538 that commute to work in a particular way.

39 minutes is the average travel time to work for people in 10538.

These commute times can be compared to other date like income and educational levels to see how they relate to each other and if there are any trends in the data that might suggest a correlation.

  • Less than 5 minutes
    187
  • 5 to 9 minutes
    503
  • 10 to 14 minutes
    528
  • 15 to 19 minutes
    459
  • 20 to 24 minutes
    478
  • 25 to 29 minutes
    136
  • 30 to 34 minutes
    608
  • 35 to 39 minutes
    308
  • 40 to 44 minutes
    282
  • 45 to 59 minutes
    1,066
  • 60 to 89 minutes
    1,589
  • 90 or more minutes
    296

Summary

We've covered a LOT of demographic and population data for 10538 in this article! Hopefully you have found it very useful in your research of the area.

If you use any of the data found on this page, please consider linking back to USPopulation.org as the source and if you have any feedback or data requests, click here to contact us.

States in 10538

If you want to see how the population and demographics of 10538 compare to other zip codes in New York, check out the list of all New York zip codes below: