07728 Zip Code Population and Demographics

In this article, we'll explore the population statistics for the zip code 07728, including popular demographics data like median age, number of households, household income, gender, employment and unemployment rates, occupations, religion, and more.

07728 is a zip code in Monmouth County, New Jersey, which covers Freehold, Freehold, and Howell, with a total population of 57,245 people.

We are using the latest American Community Survey (ACS) 5-Year survey data from the US Census Bureau, which is accurate up to 2021.

Table of Contents

Population

There is a lot of data that lets us see how many people live in the 07728 zip code. The most basic data is the total population, which is the total number of people living in 07728.

The estimated population of people living in 07728 is 57,245, with a median age of 41.5.

We can look back at data from previous years to see how the population in the 07728 area has changed over the last 5 years.

Year Population Change 5-Year Change
2021
57,245
+2.96%
+3.15%
2020
55,598
+0.93%
-
2019
55,088
+0.09%
-
2018
55,039
-0.83% -
2017
55,497
- -

Population of 07728 by Race and Ethnicity

How much has the race and ethnicity of the population in the 07728 zip code changed? The US Census Bureau gives us a few defined types that the population is broken down into.

Let's look at the total numbers and also the change over the last 5 years.

Race 2021 2017 Change
White
66.4%
68.1%
-2.50%
Black/African American
4.9%
6.6%
-25.76%
Native
0%
0.1%
-100.00%
Hispanic
18.8%
17.6%
+6.82%
Asian
7.5%
6.1%
+22.95%
Hawaiian/Pacific Islander
0%
0.1%
-100.00%
Two Or More Races
2%
1.3%
+53.85%
Other
0.3%
0.1%
+200.00%

This data can be very important for anybody studying the 07728 zip for a number of reasons, including social and economic research, planning and development, and marketing to a multi-cultural population.

Note that the Native group includes both Native American and Alaskan Native people.

Population of 07728 by Age and Gender

We can also monitor the change of the age and gender in the 07728 zip code to track track trends in the population over time.

We can see how the population in 07728 has changed over the last 5 years by median age as a total, and also by male and female.

Year Total Male Female
2021 41.5 +0.97% 40.5 +2.27% 42.4 -1.17%
2020 41.1 -1.91% 39.6 +0.51% 42.9 -2.94%
2019 41.9 +0.72% 39.4 -0.51% 44.2 +1.14%
2018 41.6 +1.22% 39.6 +3.94% 43.7 -1.35%
2017 41.1 - 38.1 - 44.3 -

The median age of the 07728 zip gives you an idea of the age distribution, with half of the population being older than the median age and half being younger.

This can then be used to infer and compare against birth rates, parent ages, and more metrics to understand the population. For example, an increasing median age indicates an aging population in the 07728 area, which can be a sign of a declining population in terms of birth rates and workforce participation.

Age 2021 2017
(Years) Male Female Male Female
0 to 9 3,532 -12.78% 2,986 +12.66% 3,094 3,313
10 to 19 4,193 -7.29% 3,207 +25.37% 3,888 4,093
20 to 29 3,576 -5.81% 2,955 +10.43% 3,342 3,266
30 to 39 3,168 +1.15% 3,364 -0.25% 3,196 3,342
40 to 49 3,485 +4.36% 3,913 +1.16% 3,588 3,937
50 to 59 4,684 -8.79% 4,664 -3.8% 4,261 4,472
60 to 69 2,241 +36.9% 2,797 +5.35% 3,185 2,945
70+ 2,760 +1.7% 3,972 +13.78% 2,797 4,526

Median Household Income

The latest median household income for the 07728 zip code is $101,043.00.

In simple terms, the median income is the middle income of a group of people. Half of the people in the group make more than the median income, and half make less.

The median income is a good indicator of the overall income of a group of people, and can be used to compare against other metrics such as the average income, per capita income, and more.

Median Income by Age

We can also look at the median income by age to see how the median income varies by age, and how it compares to the overall median income for 07728.

  • Under 25
    $62,969.00
  • 25 to 44
    $122,120.00
  • 45 to 64
    $143,012.00
  • 65 and over
    $55,198.00

Average Household Income

Whenever we ask what is the average household income in the 07728 zip code, we are actually talking about the mean household income.

This is calculated by adding up all the incomes of all the households in 07728, and then dividing that number by the total number of households.

This is a good way to get a general idea of the average income of a group of people, but it can be skewed by a very high or very low incomes.

The average household income of 07728 is currently $133,254.00.

In terms of accurately summarizing income at a geographic level, the median income is a better metric than the average income because it isn't affected by a small number of very high or very low incomes.

If you had an area where the average income was greater than the median, it can mean that there is significant income inequality, with income being concentrated in a small number of wealthy households.

22.04% of households in 07728 are classed as high income households (making $200,000+ per year).

Household Income Tiers

The US Census Bureau divides households into income tiers based on the median income for the area. This is a good way to compare the income of 07728 against other zip codes.

  • Less than $24,999
    10.70%
  • $25,000 to $49,999
    16.19%
  • $50,000 to $74,999
    11.89%
  • $75,000 to $99,999
    10.72%
  • $100,000 to $149,999
    15.69%
  • $150,000 to $199,999
    12.77%
  • $200,000 or more
    22.04%

Per Capita Income

The per capita income in 07728 is $48,436.00.

Per capita income is the average income of a person in a given area. It is calculated by dividing the total income of 07728 by the total population of 07728.

This is different from the average or mean income because it includes and accounts for all people living in the 07728 area, including people like children, the elderly, unemployed people, retired people, and more.

Education Levels

We can also look at the education levels in 07728 to see how many people have a high school degree, a bachelor's degree, or a graduate degree.

Educational attainment is a good indicator of the overall education level of a population, and can be used to compare against other metrics such as the average income, per capita income, and more to see how education levels affect income, unemployment rates, and more.

  • Master's degree or higher
    19.60%
  • Bachelor's degree
    39.81%
  • Some college or associate's degree
    7.21%
  • High school diploma or equivalent
    30.50%
  • Less than high school diploma
    2.89%

Employment

Employment rates are all based around the total population in 07728 that are over the age of 16.

Currently, the total population of the 07728 zip over the age of 16 is 45,714.

Of those people, a total of 66.40% are working or actively looking for work. This is called the labor force participation rate.

The participation rate is a useful market measure because it shows the relative amount of labor resources available to the economy.

The employment to total population rate in 07728 is 62.90%.

Employment by Age

We can look at the employment rates by age to see how it compares to the overall employment rate. Here's how that breaks down for the 07728 zip code.

Age Population Participation Unemployment Rate
16 to 19 years 2,857 50.80% 7.80%
20 to 24 years 3,711 76.50% 9.30%
25 to 29 years 2,897 84.90% 8.00%
30 to 34 years 2,697 77.30% 4.90%
35 to 44 years 7,418 88.20% 3.00%
45 to 54 years 8,113 85.20% 4.20%
55 to 59 years 4,568 83.60% 4.00%
60 to 64 years 3,529 66.30% 7.60%
65 to 74 years 5,362 29.10% 4.00%
75 years and over 4,562 8.10% 0.00%

Employment by Race

Another very interesting employment statistic we can look at is the employment and unemployment rates by race in 07728. The table below shows the rates for each of the ethnicity groups types defined by the US Census Bureau (which we mentioned earlier in this article).

Age Population Participation Unemployment Rate
White 35,381 65.20% 4.50%
Black or African American 2,363 56.70% 2.70%
American Indian and Alaska Native 262 100.00% 0.00%
Asian 3,693 64.70% 9.90%
Native Hawaiian and Other Pacific Islander 0 0.00% 0.00%
Other 2,180 81.80% 8.10%
Two or more races 1,835 84.10% 6.50%
Hispanic or Latino 7,523 80.20% 6.50%
Not Hispanic or Latino 31,274 63.80% 4.40%

Occupations

In this section we can look at the most common occupations for people living in the 07728 area as well as the gender breakdown and earnings of them.

The total population of civilian employees that are 16 years old or older in 07728 is 28,740, with median earnings of $54,722.00.

Women in 07728 are earning approximately 62.20% of the men's earnings.

Population Earnings
Total 28,740 $54,722.00
Male 14,426 $68,637.00
Female 14,314 $42,699.00

Occupations by Category

In the table below, we can break down the population and earnings for 07728 even further by occupation. The list of occupation categories below will show you how many people are employed in each category and the median earnings of each profession.

Occupation Employed Earnings
Management 3,651 $95,094.00
Business and Financial 1,884 $83,491.00
Computer and Mathematical 1,236 $100,200.00
Architecture and Engineering 670 $77,096.00
Life, Physical, and Social Science 509 $67,350.00
Community and Social Service 573 $67,440.00
Legal 500 $67,849.00
Educational and Library 2,340 $70,117.00
Arts, Design, Entertainment, Sports, and Media 511 $54,312.00
Healthcare Practitioners 1,856 $89,359.00
Healthcare Support 662 $27,639.00
Firefighters and Protective Service 329 $27,019.00
Law Enforcement 510 $135,846.00
Food Preparation and Serving 1,626 $17,444.00
Building and Grounds Cleaning 993 $26,658.00
Personal Care and Service 1,032 $10,698.00
Sales 2,998 $37,900.00
Office and Administrative Support 2,776 $37,472.00
Farming, Fishing, and Forestry 41 $0.00
Construction and Extraction 1,123 $44,978.00
Installation, Maintenance, and Repair 579 $66,211.00
Production 854 $31,071.00
Transportation and Material Moving 800 $31,304.00

Occupations by Gender

Now we can also look at the occupations by category for 07728 when it is broken down by male and female.

This lets us see how many male and females work in each occupation, the median earnings, and the male to female ratio of earnings for 07728.

That last metric is important because it can be used to look at the gender pay gap between men and women.

Occupation Male Female
Population Earnings Population Earnings
Management 2,080 $126,463.00 1,571 $67,083.00
Business and Financial 1,044 $92,500.00 840 $56,964.00
Computer and Mathematical 976 $106,765.00 260 $82,941.00
Architecture and Engineering 653 $77,188.00 17 $0.00
Life, Physical, and Social Science 261 $59,115.00 248 $90,893.00
Community and Social Service 226 $41,758.00 347 $73,194.00
Legal 167 $203,664.00 333 $60,152.00
Educational and Library 413 $77,784.00 1,927 $70,090.00
Arts, Design, Entertainment, Sports, and Media 230 $86,875.00 281 $53,329.00
Healthcare Practitioners 345 $134,607.00 1,511 $81,212.00
Healthcare Support 132 $52,632.00 530 $23,571.00
Firefighters and Protective Service 267 $35,774.00 62 $0.00
Law Enforcement 495 $135,942.00 15 $0.00
Food Preparation and Serving 902 $18,864.00 724 $16,250.00
Building and Grounds Cleaning 704 $34,531.00 289 $23,750.00
Personal Care and Service 261 $10,959.00 771 $9,846.00
Sales 1,498 $78,810.00 1,500 $14,541.00
Office and Administrative Support 728 $24,318.00 2,048 $38,681.00
Farming, Fishing, and Forestry 41 $0.00 0 $0.00
Construction and Extraction 1,110 $55,240.00 13 $0.00
Installation, Maintenance, and Repair 461 $65,508.00 118 $0.00
Production 426 $37,738.00 428 $26,810.00
Transportation and Material Moving 548 $37,805.00 252 $18,403.00

Households and Family Size

A household is defined by the US Census Bureau as a group of people who occupy a housing unit. A housing unit is a house, apartment, mobile home, group of rooms, or single room occupied as separate living quarters.

There are currently 20,651 households in 07728, with an average household size of 2.72 people.

A family is defined as a group of two or more people related by birth, marriage, or adoption who live together in the same household.

There are 14,263 families living in the 07728 zip code with an average family size of 3.31 people.

Households by Marital Status

The four categories of household by marital status are:

  • Married-couple family
  • Male householder with no spouse present
  • Female household with no spouse present
  • Nonfamily household

The table below shows the total number of households and families, with the average sizes of each, that live in 07728:

Married Male Female Nonfamily
Total Households 11,603 908 1,752 6,388
Average Household Size 3.38 3.7 3.53 1.16
Total Families 11,603 908 1,752 0
Average Household Size 3.37 3.17 2.99 0

Poverty

Of the 14,263 families living in 07728, 4.20% are considered to be below the poverty threshold.

The table below shows the latest poverty thresholds in 07728:

Household Size Poverty Threshold
1 Person $14,580.00
2 People $19,720.00
3 People $24,860.00
4 People $30,000.00
5 People $35,140.00
6 People $40,280.00
7 People $45,420.00
8 People $50,560.00

Housing

There are 21,666 housing units in 07728.

The table below shows the split between occupied and vacant units:

Total Percentage
Occupied 20,651 95.32%
Vacant 1,015 4.68%

22.01% of the total 21,666 housing units in 07728 are rental units. This is approximately 4,768 properties.

For owner-occupied housing units, a total of 15,530 are occupied by the owner - or 71.68% of the total.

Rental Rates

The median rent for a property in 07728 is $1,706.00.

In the chart below, we can look at the number of rental properties in 07728 that fall into a particular rent range. These can then be used to compare with other areas, or to see how they have changed over time.

  • No rent paid
    353
  • Less than $500
    316
  • $500 to $999
    284
  • $1,000 to $1,499
    1,246
  • $1,500 to $1,999
    1,309
  • $2,000 to $2,499
    1,024
  • $2,500 to $2,999
    351
  • $3,000 or more
    238

Property Value

The median value of a property in 07728 is $408,600.00.

Just like with rental rates, we can look at the number of properties in 07728 that fall into a particular value range.

  • Less than $50,000
    237
  • $50,000 to $99,999
    177
  • $100,000 to $149,999
    463
  • $150,000 to $199,999
    692
  • $200,000 to $299,999
    3,002
  • $300,000 to $499,999
    5,503
  • $500,000 to $999,999
    5,216
  • $1,000,000 or more
    240

Property Age

We can also look at the age of properties in 07728. The chart below shows the number of properties in 07728 that fall into a particular age range.

  • 1939 or earlier
    1,399
  • 1940 to 1949
    641
  • 1950 to 1959
    1,649
  • 1960 to 1969
    3,358
  • 1970 to 1979
    3,565
  • 1980 to 1989
    4,236
  • 1990 to 1999
    3,896
  • 2000 to 2009
    2,338
  • 2010 to 2013
    529
  • 2014 or later
    55

Vehicles per Household

The number of vehicles available per household can be a good indicator of the level of affluence in an area. The chart below shows the number of households in 07728 that have a particular number of vehicles available.

  • No vehicles available
    2,025
  • 1 vehicle available
    5,718
  • 2 vehicles available
    8,070
  • 3 or more vehicles available
    4,838

Commuting to Work

In this section, we can also look at how people in 07728 get to work. The chart below shows the number of people in 07728 that commute to work in a particular way.

32.8 minutes is the average travel time to work for people in 07728.

These commute times can be compared to other date like income and educational levels to see how they relate to each other and if there are any trends in the data that might suggest a correlation.

  • Less than 5 minutes
    392
  • 5 to 9 minutes
    2,539
  • 10 to 14 minutes
    3,248
  • 15 to 19 minutes
    3,414
  • 20 to 24 minutes
    2,741
  • 25 to 29 minutes
    1,521
  • 30 to 34 minutes
    2,247
  • 35 to 39 minutes
    812
  • 40 to 44 minutes
    1,238
  • 45 to 59 minutes
    1,961
  • 60 to 89 minutes
    2,246
  • 90 or more minutes
    2,108

Summary

We've covered a LOT of demographic and population data for 07728 in this article! Hopefully you have found it very useful in your research of the area.

If you use any of the data found on this page, please consider linking back to USPopulation.org as the source and if you have any feedback or data requests, click here to contact us.

States in 07728

If you want to see how the population and demographics of 07728 compare to other zip codes in New Jersey, check out the list of all New Jersey zip codes below: