32541 Zip Code Population and Demographics

In this article, we'll explore the population statistics for the zip code 32541, including popular demographics data like median age, number of households, household income, gender, employment and unemployment rates, occupations, religion, and more.

32541 is a zip code in Okaloosa County, Florida, which covers Fort Walton Beach, with a total population of 20,559 people.

We are using the latest American Community Survey (ACS) 5-Year survey data from the US Census Bureau, which is accurate up to 2021.

Table of Contents

Population

There is a lot of data that lets us see how many people live in the 32541 zip code. The most basic data is the total population, which is the total number of people living in 32541.

The estimated population of people living in 32541 is 20,559, with a median age of 43.1.

We can look back at data from previous years to see how the population in the 32541 area has changed over the last 5 years.

Year Population Change 5-Year Change
2021
20,559
+7.72%
+17.32%
2020
19,085
+0.1%
-
2019
19,066
+0.84%
-
2018
18,908
+7.9%
-
2017
17,524
 - -

Population of 32541 by Race and Ethnicity

How much has the race and ethnicity of the population in the 32541 zip code changed? The US Census Bureau gives us a few defined types that the population is broken down into.

Let's look at the total numbers and also the change over the last 5 years.

Race 2021 2017 Change
White
82.5%
84.7%
 -2.60%
Black/African American
2.2%
1.9%
 +15.79%
Native
0.1%
0.6%
 -83.33%
Hispanic
7.5%
8.6%
 -12.79%
Asian
1.7%
2.6%
 -34.62%
Hawaiian/Pacific Islander
0%
0%
 0.00%
Two Or More Races
5.8%
1.5%
 +286.67%
Other
0.3%
0.1%
 +200.00%

This data can be very important for anybody studying the 32541 zip for a number of reasons, including social and economic research, planning and development, and marketing to a multi-cultural population.

Note that the Native group includes both Native American and Alaskan Native people.

Population of 32541 by Age and Gender

We can also monitor the change of the age and gender in the 32541 zip code to track track trends in the population over time.

We can see how the population in 32541 has changed over the last 5 years by median age as a total, and also by male and female.

Year Total Male Female
2021 43.1 +1.41% 43 +1.42% 43.4 +1.17%
2020 42.5 0% 42.4 +0.24% 42.9 +0.47%
2019 42.5 +3.41% 42.3 +1.68% 42.7 +6.48%
2018 41.1 -0.96% 41.6 +0.48% 40.1 -3.61%
2017 41.5 - 41.4 - 41.6 -

The median age of the 32541 zip gives you an idea of the age distribution, with half of the population being older than the median age and half being younger.

This can then be used to infer and compare against birth rates, parent ages, and more metrics to understand the population. For example, an increasing median age indicates an aging population in the 32541 area, which can be a sign of a declining population in terms of birth rates and workforce participation.

Age 2021 2017
(Years) Male Female Male Female
0 to 9 807 +15.32% 847 +46% 916 1,291
10 to 19 801 +37.38% 943 -14.86% 1,130 795
20 to 29 1,323 -21.49% 1,288 -22.74% 1,054 1,001
30 to 39 1,242 +28.53% 1,295 +27.69% 1,618 1,668
40 to 49 1,066 +24.33% 1,053 +11.42% 1,322 1,142
50 to 59 1,283 +19.87% 1,351 +20.37% 1,527 1,643
60 to 69 1,107 +43.77% 1,206 +18.58% 1,656 1,439
70+ 904 +24.73% 1,008 +20.89% 1,133 1,224

Median Household Income

The latest median household income for the 32541 zip code is $84,319.00.

In simple terms, the median income is the middle income of a group of people. Half of the people in the group make more than the median income, and half make less.

The median income is a good indicator of the overall income of a group of people, and can be used to compare against other metrics such as the average income, per capita income, and more.

Median Income by Age

We can also look at the median income by age to see how the median income varies by age, and how it compares to the overall median income for 32541.

  • Under 25
    $52,742.00
  • 25 to 44
    $84,238.00
  • 45 to 64
    $91,414.00
  • 65 and over
    $76,761.00

Average Household Income

Whenever we ask what is the average household income in the 32541 zip code, we are actually talking about the mean household income.

This is calculated by adding up all the incomes of all the households in 32541, and then dividing that number by the total number of households.

This is a good way to get a general idea of the average income of a group of people, but it can be skewed by a very high or very low incomes.

The average household income of 32541 is currently $128,454.00.

In terms of accurately summarizing income at a geographic level, the median income is a better metric than the average income because it isn't affected by a small number of very high or very low incomes.

If you had an area where the average income was greater than the median, it can mean that there is significant income inequality, with income being concentrated in a small number of wealthy households.

14.52% of households in 32541 are classed as high income households (making $200,000+ per year).

Household Income Tiers

The US Census Bureau divides households into income tiers based on the median income for the area. This is a good way to compare the income of 32541 against other zip codes.

  • Less than $24,999
    10.38%
  • $25,000 to $49,999
    17.17%
  • $50,000 to $74,999
    17.53%
  • $75,000 to $99,999
    12.34%
  • $100,000 to $149,999
    19.27%
  • $150,000 to $199,999
    8.80%
  • $200,000 or more
    14.52%

Per Capita Income

The per capita income in 32541 is $57,381.00.

Per capita income is the average income of a person in a given area. It is calculated by dividing the total income of 32541 by the total population of 32541.

This is different from the average or mean income because it includes and accounts for all people living in the 32541 area, including people like children, the elderly, unemployed people, retired people, and more.

Education Levels

We can also look at the education levels in 32541 to see how many people have a high school degree, a bachelor's degree, or a graduate degree.

Educational attainment is a good indicator of the overall education level of a population, and can be used to compare against other metrics such as the average income, per capita income, and more to see how education levels affect income, unemployment rates, and more.

  • Master's degree or higher
    16.07%
  • Bachelor's degree
    46.84%
  • Some college or associate's degree
    12.36%
  • High school diploma or equivalent
    22.39%
  • Less than high school diploma
    2.34%

Employment

Employment rates are all based around the total population in 32541 that are over the age of 16.

Currently, the total population of the 32541 zip over the age of 16 is 17,272.

Of those people, a total of 67.20% are working or actively looking for work. This is called the labor force participation rate.

The participation rate is a useful market measure because it shows the relative amount of labor resources available to the economy.

The employment to total population rate in 32541 is 62.00%.

Employment by Age

We can look at the employment rates by age to see how it compares to the overall employment rate. Here's how that breaks down for the 32541 zip code.

Age Population Participation Unemployment Rate
16 to 19 years 845 42.00% 19.20%
20 to 24 years 765 97.40% 10.00%
25 to 29 years 1,290 88.50% 0.80%
30 to 34 years 1,408 86.60% 1.30%
35 to 44 years 3,084 82.60% 1.40%
45 to 54 years 2,752 84.20% 2.00%
55 to 59 years 1,676 73.40% 4.50%
60 to 64 years 1,676 66.50% 0.90%
65 to 74 years 2,688 32.40% 1.50%
75 years and over 1,088 6.90% 0.00%

Employment by Race

Another very interesting employment statistic we can look at is the employment and unemployment rates by race in 32541. The table below shows the rates for each of the ethnicity groups types defined by the US Census Bureau (which we mentioned earlier in this article).

Age Population Participation Unemployment Rate
White 14,796 65.90% 2.20%
Black or African American 426 58.50% 0.00%
American Indian and Alaska Native 20 100.00% 25.00%
Asian 295 65.40% 0.00%
Native Hawaiian and Other Pacific Islander 0 0.00% 0.00%
Other 489 83.00% 26.10%
Two or more races 1,246 80.00% 0.70%
Hispanic or Latino 1,119 76.50% 13.90%
Not Hispanic or Latino 14,354 65.60% 2.20%

Occupations

In this section we can look at the most common occupations for people living in the 32541 area as well as the gender breakdown and earnings of them.

The total population of civilian employees that are 16 years old or older in 32541 is 10,708, with median earnings of $40,761.00.

Women in 32541 are earning approximately 73.40% of the men's earnings.

Population Earnings
Total 10,708 $40,761.00
Male 5,952 $45,503.00
Female 4,756 $33,378.00

Occupations by Category

In the table below, we can break down the population and earnings for 32541 even further by occupation. The list of occupation categories below will show you how many people are employed in each category and the median earnings of each profession.

Occupation Employed Earnings
Management 1,578 $61,632.00
Business and Financial 824 $62,742.00
Computer and Mathematical 242 $96,776.00
Architecture and Engineering 177 $83,194.00
Life, Physical, and Social Science 45 $122,847.00
Community and Social Service 148 $56,818.00
Legal 89 $44,188.00
Educational and Library 547 $32,434.00
Arts, Design, Entertainment, Sports, and Media 249 $13,438.00
Healthcare Practitioners 789 $52,132.00
Healthcare Support 172 $14,559.00
Firefighters and Protective Service 32 $68,542.00
Law Enforcement 65 $36,528.00
Food Preparation and Serving 830 $30,192.00
Building and Grounds Cleaning 403 $20,957.00
Personal Care and Service 241 $15,432.00
Sales 1,645 $44,095.00
Office and Administrative Support 808 $30,950.00
Farming, Fishing, and Forestry 135 $33,813.00
Construction and Extraction 535 $19,291.00
Installation, Maintenance, and Repair 256 $48,523.00
Production 159 $29,866.00
Transportation and Material Moving 602 $41,306.00

Occupations by Gender

Now we can also look at the occupations by category for 32541 when it is broken down by male and female.

This lets us see how many male and females work in each occupation, the median earnings, and the male to female ratio of earnings for 32541.

That last metric is important because it can be used to look at the gender pay gap between men and women.

Occupation Male Female
Population Earnings Population Earnings
Management 1,032 $70,430.00 546 $57,688.00
Business and Financial 498 $63,533.00 326 $61,310.00
Computer and Mathematical 194 $99,375.00 48 $73,750.00
Architecture and Engineering 155 $97,969.00 22 $0.00
Life, Physical, and Social Science 33 $123,681.00 12 $0.00
Community and Social Service 71 $57,008.00 77 $53,750.00
Legal 44 $31,250.00 45 $58,393.00
Educational and Library 79 $56,103.00 468 $31,941.00
Arts, Design, Entertainment, Sports, and Media 98 $23,542.00 151 $6,055.00
Healthcare Practitioners 197 $92,634.00 592 $42,460.00
Healthcare Support 33 $0.00 139 $17,930.00
Firefighters and Protective Service 32 $68,542.00 0 $0.00
Law Enforcement 38 $42,841.00 27 $0.00
Food Preparation and Serving 418 $36,447.00 412 $26,053.00
Building and Grounds Cleaning 228 $25,286.00 175 $15,375.00
Personal Care and Service 97 $2,499.00 144 $20,469.00
Sales 859 $60,375.00 786 $35,000.00
Office and Administrative Support 258 $40,846.00 550 $29,477.00
Farming, Fishing, and Forestry 120 $34,750.00 15 $0.00
Construction and Extraction 512 $19,054.00 23 $21,250.00
Installation, Maintenance, and Repair 250 $48,864.00 6 $0.00
Production 54 $29,911.00 105 $27,440.00
Transportation and Material Moving 566 $41,419.00 36 $26,957.00

Households and Family Size

A household is defined by the US Census Bureau as a group of people who occupy a housing unit. A housing unit is a house, apartment, mobile home, group of rooms, or single room occupied as separate living quarters.

There are currently 9,104 households in 32541, with an average household size of 2.24 people.

A family is defined as a group of two or more people related by birth, marriage, or adoption who live together in the same household.

There are 5,411 families living in the 32541 zip code with an average family size of 2.78 people.

Households by Marital Status

The four categories of household by marital status are:

  • Married-couple family
  • Male householder with no spouse present
  • Female household with no spouse present
  • Nonfamily household

The table below shows the total number of households and families, with the average sizes of each, that live in 32541:

Married Male Female Nonfamily
Total Households 4,446 356 609 3,693
Average Household Size 2.78 3.56 3.07 1.33
Total Families 4,446 356 609 0
Average Household Size 2.73 3.17 2.89 0

Poverty

Of the 5,411 families living in 32541, 7.20% are considered to be below the poverty threshold.

The table below shows the latest poverty thresholds in 32541:

Household Size Poverty Threshold
1 Person $14,580.00
2 People $19,720.00
3 People $24,860.00
4 People $30,000.00
5 People $35,140.00
6 People $40,280.00
7 People $45,420.00
8 People $50,560.00

Housing

There are 17,665 housing units in 32541.

The table below shows the split between occupied and vacant units:

Total Percentage
Occupied 9,104 51.54%
Vacant 8,561 48.46%

16.22% of the total 17,665 housing units in 32541 are rental units. This is approximately 2,865 properties.

For owner-occupied housing units, a total of 6,007 are occupied by the owner - or 34.01% of the total.

Rental Rates

The median rent for a property in 32541 is $1,669.00.

In the chart below, we can look at the number of rental properties in 32541 that fall into a particular rent range. These can then be used to compare with other areas, or to see how they have changed over time.

  • No rent paid
    232
  • Less than $500
    25
  • $500 to $999
    134
  • $1,000 to $1,499
    859
  • $1,500 to $1,999
    1,226
  • $2,000 to $2,499
    488
  • $2,500 to $2,999
    90
  • $3,000 or more
    43

Property Value

The median value of a property in 32541 is $397,700.00.

Just like with rental rates, we can look at the number of properties in 32541 that fall into a particular value range.

  • Less than $50,000
    83
  • $50,000 to $99,999
    55
  • $100,000 to $149,999
    211
  • $150,000 to $199,999
    332
  • $200,000 to $299,999
    1,108
  • $300,000 to $499,999
    2,122
  • $500,000 to $999,999
    1,401
  • $1,000,000 or more
    695

Property Age

We can also look at the age of properties in 32541. The chart below shows the number of properties in 32541 that fall into a particular age range.

  • 1939 or earlier
    55
  • 1940 to 1949
    45
  • 1950 to 1959
    139
  • 1960 to 1969
    384
  • 1970 to 1979
    2,340
  • 1980 to 1989
    4,102
  • 1990 to 1999
    4,664
  • 2000 to 2009
    4,229
  • 2010 to 2013
    1,637
  • 2014 or later
    70

Vehicles per Household

The number of vehicles available per household can be a good indicator of the level of affluence in an area. The chart below shows the number of households in 32541 that have a particular number of vehicles available.

  • No vehicles available
    301
  • 1 vehicle available
    3,089
  • 2 vehicles available
    4,153
  • 3 or more vehicles available
    1,561

Commuting to Work

In this section, we can also look at how people in 32541 get to work. The chart below shows the number of people in 32541 that commute to work in a particular way.

24.5 minutes is the average travel time to work for people in 32541.

These commute times can be compared to other date like income and educational levels to see how they relate to each other and if there are any trends in the data that might suggest a correlation.

  • Less than 5 minutes
    494
  • 5 to 9 minutes
    1,597
  • 10 to 14 minutes
    1,160
  • 15 to 19 minutes
    1,050
  • 20 to 24 minutes
    827
  • 25 to 29 minutes
    502
  • 30 to 34 minutes
    1,708
  • 35 to 39 minutes
    675
  • 40 to 44 minutes
    352
  • 45 to 59 minutes
    591
  • 60 to 89 minutes
    331
  • 90 or more minutes
    195

Summary

We've covered a LOT of demographic and population data for 32541 in this article! Hopefully you have found it very useful in your research of the area.

If you use any of the data found on this page, please consider linking back to USPopulation.org as the source and if you have any feedback or data requests, click here to contact us.

States in 32541

If you want to see how the population and demographics of 32541 compare to other zip codes in Florida, check out the list of all Florida zip codes below: