Waterloo, Seneca County, New York Population and Demographics

In this article, we'll explore the population statistics for Waterloo, New York, including popular demographics data like median age, number of households, household income, gender, employment and unemployment rates, occupations, religion, and more.

We are using the latest American Community Survey (ACS) 5-Year survey data from the US Census Bureau, which is accurate up to 2021.

Table of Contents

Population

There is a lot of data that lets us see how many people live in Waterloo, New York. The most basic data is the total population, which is the total number of people living in Waterloo, New York. The estimated population of Waterloo, New York is 4,579 people, with a median age of 48.7.

We can look at the total population in Waterloo over the last 5 years to see how much it has changed.

Year Population Change 5-Year Change
2021
4,579
-2.72% -12.73%
2020
4,707
-4.41% -
2019
4,924
-0.71% -
2018
4,959
-5.49% -
2017
5,247
- -

Population of Waterloo, New York by Race and Ethnicity

We can also look at how the population has changed over the last 5 years by each of the race/ethnicity types as defined by the US Census Bureau.

Race 2021 2017 Change
White
94.4%
95.2%
-0.84%
Black/African American
1%
0.1%
+900.00%
Native
0.8%
0%
0.00%
Hispanic
1.7%
1%
+70.00%
Asian
0.9%
0%
0.00%
Hawaiian/Pacific Islander
0%
0%
0.00%
Two Or More Races
1.2%
3.7%
-67.57%
Other
0%
0%
0.00%

This data can be very important for a number of reasons, including social and economic research, planning and development, and marketing to a multi-cultural population.

Note that the Native group includes both Native American and Alaskan Native people.

Population of Waterloo, New York by Age and Gender

The age and gender of a population is another interesting demographic statistic because it lets us track trends in the population over time. For example, we can see how the population has changed over the last 5 years by median age as a total, and also by male and female.

Year Total Male Female
2021 48.7 +9.68% 45.7 +11.46% 50.2 +3.72%
2020 44.4 -0.89% 41 -6.18% 48.4 +2.11%
2019 44.8 +1.82% 43.7 +5.56% 47.4 +0.21%
2018 44 +7.84% 41.4 +15.64% 47.3 +8.49%
2017 40.8 - 35.8 - 43.6 -

The median age of Waterloo, New York gives you an idea of the age distribution, with half of the population being older than the median age and half being younger.

This can then be used to infer and compare against birth rates, parent ages, and more metrics to understand the population. For example, an increasing median age indicates an aging population, which can be a sign of a declining population in terms of birth rates and workforce participation.

Age 2021 2017
(Years) Male Female Male Female
0 to 9 334 -127.11% 240 -0.98% 59 220
10 to 19 261 -13.55% 397 -58.3% 226 201
20 to 29 444 -19.84% 344 -19.52% 338 236
30 to 39 160 +87.89% 367 -9.38% 338 328
40 to 49 307 -42.36% 276 -13.28% 189 222
50 to 59 403 -7.38% 480 -2.23% 339 423
60 to 69 228 +25.93% 362 -13.88% 289 310
70+ 226 +55.26% 418 +19.27% 372 489

Median Household Income

The latest median household income of Waterloo, New York is $60,347.00.

In simple terms, the median income is the middle income of a group of people. Half of the people in the group make more than the median income, and half make less. The median income is a good indicator of the overall income of a group of people, and can be used to compare against other metrics such as the average income, per capita income, and more.

Median Income by Age

We can also look at the median income by age to see how the median income varies by age, and how it compares to the overall median income for Waterloo.

  • Under 25
    $0.00
  • 25 to 44
    $52,292.00
  • 45 to 64
    $77,548.00
  • 65 and over
    $47,875.00

Average Household Income

Whenever we ask what is the average household income in Waterloo, we are actually talking about the mean household income.

This is calculated by adding up all the incomes of all the households in Waterloo, and then dividing that number by the total number of households. This is a good way to get a general idea of the average income of a group of people, but it can be skewed by a very high or very low incomes.

The average household income of Waterloo, New York is currently $72,423.00.

In terms of accurately summarizing income at a geographic level, the median income is a better metric than the average income because it isn't affected by a small number of very high or very low incomes.

If you had an area where the average income was greater than the median, it can mean that there is significant income inequality, with income being concentrated in a small number of wealthy households.

4.42% of households in Waterloo are classed as high income households (making $200,000+ per year).

Household Income Tiers

The US Census Bureau divides households into income tiers based on the median income for the area. This is a good way to compare the income of Waterloo against other areas.

  • Less than $24,999
    14.28%
  • $25,000 to $49,999
    28.70%
  • $50,000 to $74,999
    24.19%
  • $75,000 to $99,999
    12.32%
  • $100,000 to $149,999
    11.19%
  • $150,000 to $199,999
    4.91%
  • $200,000 or more
    4.42%

Per Capita Income

The per capita income in Waterloo is $33,246.00.

Per capita income is the average income of a person in a given area. It is calculated by dividing the total income of Waterloo by the total population of Waterloo.

This is different from the average or mean income because it includes and accounts for all people in Waterloo, New York, including people like children, the elderly, unemployed people, retired people, and more.

Education Levels

We can also look at the education levels in Waterloo to see how many people have a high school degree, a bachelor's degree, or a graduate degree.

Educational attainment is a good indicator of the overall education level of a population, and can be used to compare against other metrics such as the average income, per capita income, and more to see how education levels affect income, unemployment rates, and more.

  • Master's degree or higher
    10.80%
  • Bachelor's degree
    28.35%
  • Some college or associate's degree
    11.77%
  • High school diploma or equivalent
    48.67%
  • Less than high school diploma
    0.41%

Employment

Employment rates are all based around the total population in Waterloo that are over the age of 16.

The total population of Waterloo over the age of 16 is 4,000.

Of those people, a total of 61.80% are working or actively looking for work. This is called the labor force participation rate.

The participation rate is a useful market measure because it shows the relative amount of labor resources available to the economy.

The employment to total population rate in Waterloo is 58.20%.

Employment by Age

We can look at the employment rates by age to see how it compares to the overall employment rate.

Age Population Participation Unemployment Rate
16 to 19 years 127 59.10% 0.00%
20 to 24 years 301 92.70% 5.40%
25 to 29 years 273 86.10% 11.10%
30 to 34 years 471 86.40% 10.60%
35 to 44 years 383 88.00% 0.00%
45 to 54 years 614 87.30% 3.90%
55 to 59 years 371 78.20% 10.30%
60 to 64 years 366 60.90% 0.00%
65 to 74 years 461 18.40% 11.80%
75 years and over 633 0.80% 0.00%

Employment by Race

Another very interesting employment statistic we can look at is the employment and unemployment rates by race in Waterloo. The table below shows the rates for each of the ethnicity groups types defined by the US Census Bureau.

Age Population Participation Unemployment Rate
White 3,791 62.10% 3.30%
Black or African American 47 0.00% 0.00%
American Indian and Alaska Native 38 68.40% 100.00%
Asian 40 90.00% 0.00%
Native Hawaiian and Other Pacific Islander 0 0.00% 0.00%
Other 21 100.00% 100.00%
Two or more races 63 54.00% 58.80%
Hispanic or Latino 77 81.80% 33.30%
Not Hispanic or Latino 3,743 61.80% 3.40%

Occupations

In this section we can look at the most common occupations in Waterloo as well as the gender breakdown and earnings of them.

The total population of civilian employees that are 16 years old or older in Waterloo is 2,327, with median earnings of $37,877.00.

Women in Waterloo, New York earning approximately 75.60% of the men's earnings.

Population Earnings
Total 2,327 $37,877.00
Male 1,182 $43,333.00
Female 1,145 $32,747.00

Occupations by Category

In the table below, we can break down the population and earnings even further by occupation. The list of occupation categories below will show you how many people are employed in each category and the median earnings of each profession.

Occupation Employed Earnings
Management 188 $76,786.00
Business and Financial 46 $29,750.00
Computer and Mathematical 45 $61,875.00
Architecture and Engineering 100 $38,346.00
Life, Physical, and Social Science 10 $0.00
Community and Social Service 64 $39,662.00
Legal 25 $0.00
Educational and Library 185 $44,432.00
Arts, Design, Entertainment, Sports, and Media 13 $0.00
Healthcare Practitioners 177 $54,327.00
Healthcare Support 49 $0.00
Firefighters and Protective Service 23 $0.00
Law Enforcement 25 $0.00
Food Preparation and Serving 109 $33,516.00
Building and Grounds Cleaning 58 $18,088.00
Personal Care and Service 61 $15,855.00
Sales 194 $28,478.00
Office and Administrative Support 203 $34,542.00
Farming, Fishing, and Forestry 69 $0.00
Construction and Extraction 96 $18,810.00
Installation, Maintenance, and Repair 223 $27,128.00
Production 197 $34,844.00
Transportation and Material Moving 134 $59,559.00

Occupations by Gender

The table below shows the same occupations from the list above, but we have split them by male and female to see how many male and females work in each occupation, the median earnings, and the male to female ratio of earnings.

That last metric is important because it can be used to look at the gender pay gap between men and women.

Occupation Male Female
Population Earnings Population Earnings
Management 137 $75,536.00 51 $160,302.00
Business and Financial 0 $0.00 46 $29,750.00
Computer and Mathematical 45 $61,875.00 0 $0.00
Architecture and Engineering 72 $0.00 28 $0.00
Life, Physical, and Social Science 10 $0.00 0 $0.00
Community and Social Service 27 $0.00 37 $0.00
Legal 25 $0.00 0 $0.00
Educational and Library 14 $0.00 171 $48,250.00
Arts, Design, Entertainment, Sports, and Media 0 $0.00 13 $0.00
Healthcare Practitioners 34 $0.00 143 $40,156.00
Healthcare Support 41 $0.00 8 $0.00
Firefighters and Protective Service 23 $0.00 0 $0.00
Law Enforcement 25 $0.00 0 $0.00
Food Preparation and Serving 42 $21,912.00 67 $34,766.00
Building and Grounds Cleaning 49 $18,750.00 9 $0.00
Personal Care and Service 7 $0.00 54 $15,395.00
Sales 72 $63,125.00 122 $28,261.00
Office and Administrative Support 8 $0.00 195 $34,875.00
Farming, Fishing, and Forestry 0 $0.00 69 $0.00
Construction and Extraction 75 $27,546.00 21 $0.00
Installation, Maintenance, and Repair 223 $27,128.00 0 $0.00
Production 122 $60,526.00 75 $6,760.00
Transportation and Material Moving 110 $60,489.00 24 $0.00

Households and Family Size

A household defined bu the US Census Bureau is a group of people who occupy a housing unit. A housing unit is a house, apartment, mobile home, group of rooms, or single room occupied as separate living quarters.

There are currently 2,038 households in Waterloo, with an average household size of 2.12 people.

A family is defined as a group of two or more people related by birth, marriage, or adoption who live together in the same household.

There are 1,180 families in Waterloo with an average family size of 2.57 people.

Households by Marital Status

The four categories of household by marital status are:

  • Married-couple family
  • Male householder with no spouse present
  • Female household with no spouse present
  • Nonfamily household

The table below shows the total number of households and families, with the average sizes of each.

Married Male Female Nonfamily
Total Households 799 132 249 858
Average Household Size 2.59 4.24 2.22 1.32
Total Families 799 132 249 0
Average Household Size 2.57 3.58 2.04 0

Poverty

Of the 1,180 families in Waterloo, 2.60% are considered to be below the poverty threshold.

The table below shows the latest poverty thresholds in Waterloo:

Household Size Poverty Threshold
1 Person $14,580.00
2 People $19,720.00
3 People $24,860.00
4 People $30,000.00
5 People $35,140.00
6 People $40,280.00
7 People $45,420.00
8 People $50,560.00

Housing

There are 2,193 housing units in Waterloo, New York.

The table below shows the split between occupied and vacant units:

Total Percentage
Occupied 2,038 92.93%
Vacant 155 7.07%

20.34% of the total 2,193 housing units in Waterloo are rental units. This is approximately 446 properties.

For owner-occupied housing units, a total of 1,536 are occupied by the owner - or 70.04% of the total.

Rental Rates

The median rent for a property in Waterloo is $846.00.

In the chart below, we can look at the number of rental properties in Waterloo that fall into a particular rent range. These can then be used to compare with other areas, or to see how they have changed over time.

  • No rent paid
    56
  • Less than $500
    72
  • $500 to $999
    313
  • $1,000 to $1,499
    41
  • $1,500 to $1,999
    5
  • $2,000 to $2,499
    0
  • $2,500 to $2,999
    15
  • $3,000 or more
    0

Property Value

The median value of a property in Waterloo is $93,200.00.

Just like with rental rates, we can look at the number of properties in Waterloo that fall into a particular value range.

  • Less than $50,000
    86
  • $50,000 to $99,999
    903
  • $100,000 to $149,999
    297
  • $150,000 to $199,999
    180
  • $200,000 to $299,999
    37
  • $300,000 to $499,999
    33
  • $500,000 to $999,999
    0
  • $1,000,000 or more
    0

Property Age

We can also look at the age of properties in Waterloo. The chart below shows the number of properties in Waterloo that fall into a particular age range.

  • 1939 or earlier
    1,154
  • 1940 to 1949
    85
  • 1950 to 1959
    407
  • 1960 to 1969
    227
  • 1970 to 1979
    190
  • 1980 to 1989
    32
  • 1990 to 1999
    38
  • 2000 to 2009
    29
  • 2010 to 2013
    23
  • 2014 or later
    8

Vehicles per Household

The number of vehicles available per household can be a good indicator of the level of affluence in an area. The chart below shows the number of households in Waterloo that have a particular number of vehicles available.

  • No vehicles available
    91
  • 1 vehicle available
    786
  • 2 vehicles available
    785
  • 3 or more vehicles available
    376

Commuting to Work

In this section, we can also look at how people in Waterloo get to work. The chart below shows the number of people in Waterloo that commute to work in a particular way.

20 minutes is the average travel time to work for people in Waterloo.

These commute times can be compared to other date like income and educational levels to see how they relate to each other and if there are any trends in the data that might suggest a correlation.

  • Less than 5 minutes
    98
  • 5 to 9 minutes
    355
  • 10 to 14 minutes
    349
  • 15 to 19 minutes
    371
  • 20 to 24 minutes
    418
  • 25 to 29 minutes
    109
  • 30 to 34 minutes
    76
  • 35 to 39 minutes
    0
  • 40 to 44 minutes
    57
  • 45 to 59 minutes
    90
  • 60 to 89 minutes
    82
  • 90 or more minutes
    32

Summary

We've covered a LOT of demographic and population data for Waterloo, New York in this article! Hopefully you have found it very useful in your research of the area.

If you use any of the data found on this page, please consider linking back to USPopulation.org as the source and if you have any feedback or data requests, click here to contact us.